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Regular Contributor
sammyfire2001
Posts: 227
Registered: ‎03-12-2008
0

Chase auto CLI

Just logged into my account  and noticed my freedom cl went up from 2,500 to 2,800.  It's my 6th month mark with that card.  Do they do that for their other cards? I have a platinum visa with them as well and would like to know if I can expect the same thing.
As of Jan 2009: EX - 659 EQ - 666 TU - 681

As of 2/13/09: EX - 648 (My last EX Fico)
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Chase auto CLI

I don't have any Chase products, so I can't answer your question. I just wanted to say CONGRATS on the auto CLI! Yay!

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Regular Contributor
sammyfire2001
Posts: 227
Registered: ‎03-12-2008
0

Re: Chase auto CLI


LilMirth wrote:
I don't have any Chase products, so I can't answer your question. I just wanted to say CONGRATS on the auto CLI! Yay!

Thanks!

As of Jan 2009: EX - 659 EQ - 666 TU - 681

As of 2/13/09: EX - 648 (My last EX Fico)
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
0

Re: Chase auto CLI

Chase did an auto CLI for me last year on Valentine's Day, but I haven't gotten one since.  They treat me very well, though, since I have been a customer for many years with checking and savings. 

 

CONGRATS!! 

pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Senior Contributor
UpUpUp
Posts: 3,017
Registered: ‎06-03-2008
0

Re: Chase auto CLI

Congrats. An auto CLI from Chase is especially nice since if you have to ask for one, you will get a hard inquiry for it.  That's awesome.
Super Contributor
MidnightVoice
Posts: 8,161
Registered: ‎03-25-2007
0

Re: Chase auto CLI

I have had no auto CLI from Chase and I have had the card two years.  But after 6 months I asked for a CLI and went from $2K to $8.5K, so I guess I should not complain.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
0

Re: Chase auto CLI

I have two Chase cards.  The one that is 11 years old has never seen any auto CLI.  The one that is 1 1/2 years old has seen two auto CLI's already.  I don't know why one card gets 'em and the other doesn't.  Each has a pretty hefty CL, and the payment history/usage are pretty similar ecept for the age.

 

Funny that the older card gets nothing...Go figure! 

Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: Chase auto CLI

What type of cards are each? Freedom/Platinum? and which has received the auto CLI's?
9/18/08 TU=707 EQ=706 EX=702
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: Chase auto CLI


Uborrow-Upay wrote:

I have two Chase cards.  The one that is 11 years old has never seen any auto CLI.  The one that is 1 1/2 years old has seen two auto CLI's already.  I don't know why one card gets 'me and the other doesn't.  Each has a pretty hefty CL, and the payment history/usage are pretty similar ecept for the age.

 

Funny that the older card gets nothing...Go figure! 


Hi Uborrow

 

If this particular card does not mean that much, maybe you should product change to another card of chase.

 

Some cards have a harder time getting cli's than others. This particular card may be one of them especially if it is a starter card or a specialty card.

 

I know with bofa, once your secured card becomes unsecured, you should PC because you will not see cli's.

 

This could be the same with this situation.

 

I would advise you to do a product change and then try for a cli.

 

Hope this helps and keep us updated

Valued Contributor
Uborrow-Upay
Posts: 2,708
Registered: ‎10-16-2008
0

Re: Chase auto CLI

Hi, Oracles!

 

Thanks for the input!  I'm not unhappy with the either of the Chase cards, they've been good to me, and they offered me a product change for the one (11 yrs. old) that's been ignored for auto CLI. (I posted this in another thread somewhere, I just don't remember where it was.)  I turned it down because I was told it would change to a Signature Freedom.  I did not want to lose the credit limit reporting for that card and have it replaced by only the high balance reporting.

 

I believe it was you and creditaddict that straightened that information out for me in another thread(that there were 2 versions of the Freedom card), and thanks for that!  However, the card in question has a decent 5 figure limit that I'm definitely OK with.  I just think it's strange that the other Chase card has surpassed that older card's limit with auto CLI's, and it's only 1 1/2 yrs old and has been auto CLI'ed twice now, way beyond my expectations.

 

Just seems odd to me, that's all. 

 

  


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