Credit Cards

[blackdust]

I have had the slate card for almost 18 months now and am still at 200 limit called twice and no give on a increase.

[creditnocash]

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MovingForward_2012 wrote:
Did they double the limit on the Freedom or the Slate and when after account opening did they double the limit?

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if your referring to me. it was on the freedom. they gave it too me auto about a week after my fifth statement. 

my limit was only 500 and was doubled too 1k. 

when i apped for the card the rep told me that i only got a 500 limit because even though my history was good it was all store cards. they don't count store cards in their underwriting criteria. (at the time i had 2.5k at best buy and 2k at macys both over a year and a half old and kohls was 6 months(400 limit) ( i was approved for another 500 card but it hadn't reported yet)

since then i have gotten a 5k, and 2k card. I have 4cc(including freedom) 5 store cards, and the amex charge. totalling in 20k aval credit. 

[Imua]

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slippy84 wrote:

From what I've read, Chase auto-CLI's are rare.

The common way to increase your CL is to request it every 6 months and to expect a hard pull every time

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my chase freedom initial CL was $4600 in Feb 2009.   when my 2nd statement arrived, the CL had been increased to $6000 ('twas a happy surpise)

no auto CLIs since, but I haven't asked for any CLI's either

[ItchyAppFingers]

Auto-CLI are very uncommon with chase. I called in for a cli prior to 6-7 months of having there freedom and amazon card and received a cli on both of my cards. I believe you have to call in to get a cli. Thats if you want it badly enough or you could wait a while and maybe they will eventually (5 years later) budge with an auto-cli ;p

[CreditScholar]

With Chase I'd work under the assumption that you will need a HP for a CLI. In some cases people are given auto CLIs after a few months, but it seems to be the exception rather than the rule. I got one after 3 months heavy very heavy usage, and others have also reported auto CLIs after 3-6 months. As always YMMV.

[jsickz32]

I sent a message to chase about the low limit on my freedom and they replied asking for income info so they can put in a cli request for me. I declined and then 3 days later boom! 500 auto cli lol

[rudy0720]

I have had my Chase Southwest Visa Sig for 7 months and nothing. Chase is not famous for auto-CLI and if you ask it is a HP

[KS13]

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Mike360 wrote:

When it comes to auto increases from chase i wouldn't expect any. i got one for $500 and it took me 10 months to get. Yes they like to see a year history. I tried to get a higher CLI back in Oct so i could transfer my card to a VISA Signature and i was told even if i did get the increase i wouldn't qualify till my 13th statement was out.

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What would be the advantage of Visa Signature compared to the regular Visa Freedom card? Or the MasterCard compared to the World MasterCard?

[Duncanrr]

Thanks for the info.  I guess I should just wait until they are at least a year then look at possible CLI.  Ive also read that some have had better luck just getting a new card.  I would rather not go that route but it really wouldnt hurt my AAoA that badly so its an option.  I really want about 1k more on freedom and a 10-15k CL on a CSP.  So recommendations on how best to get these goals?

Im still on track for apping for CSP in June.

[Pworld]

I started with a 500 dollar CL in august (had to recon backdoor to get approved for that)

in November i got a $500 CLI magically one day. No request. 

my score was 683 at the time of the CLI. I know its are to get a auto CLI that soon. A month before i got a $200 auto CLI on another chase card i have (generic visa converted over from wamu that i keep because its my longest open account), which has had a $500 limit for 4 years!! I also have had a chase checking for 6 years. 

I have no idea what sparked this. chase is a weird beast. I have only ran about 1.5k through the chase card in 4 months, and only charge my gym membership on the other card.