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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Chase cards…

What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
New Contributor
PetRaccoon
Posts: 355
Registered: ‎11-29-2011

Re: Chase cards…

They are Prime cards. Usually getting one means that you can consider your credit "OK!" or better.

 

At least, thats how I feel about them.

TU98: 751 (11/11) 757 (1/13) EQ: 733 (11/11) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) American Ex BCE 3,200 (12/11) Chase Saph Pref: 5,000 (5/12)
Established Contributor
LesWH
Posts: 603
Registered: ‎10-11-2012

Re: Chase cards…


afbar1114 wrote:
What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

The ultimate rewards program is pretty good.  I have the old 10 &10 program and I get pretty good points with the Trifecta.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

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Established Contributor
daybreakgonesXe
Posts: 758
Registered: ‎11-17-2012

Re: Chase cards…


afbar1114 wrote:
What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

Also love the 5x rotating categories on Freedom, and with CSP you can combine the 5x from Freedom, transfer them to CSP, then further maximize the rewards by transferring them to hotel/airline points!

 photo creditsiggy_zps3dd006fd.png
EQ FICO 727 Credit Karma (TU) 6/12/13 758 Transrisk 6/12/13 830/990 CreditSesame (EX) 6/4/13 770 Credit.com (EX) 6/13/13 747 FICO Estimate 750 Vantage 3.0 Estimate 727
Contributor
nickn86
Posts: 130
Registered: ‎11-26-2012

Re: Chase cards…

Ultimate Rewards is probably the best and most flexible points system out there right now.  High sign-up bonuses with low annual fees.  Probably gives the highest starting limits outside of credit unions.  A couple of their cards are metal (hey, people are superficial).

 

Sapphire/Ink/Freedom paired together can bring in a ridiculous amount of reward points.  I want all 3, but I'm gonna have to wait a while.

Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)
New Contributor
kwinks
Posts: 72
Registered: ‎07-15-2012

Re: Chase cards…

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 

Chase Sapphire Preferred 5000
American Express Blue Cash Preferred 4500
Chase Freedom 3000
Bank of America Cash Rewards 3000
TU 733 EQ 743 EX 722
Established Contributor
visorboy1974
Posts: 1,000
Registered: ‎05-17-2010

Re: Chase cards…

Customer service is top notch.


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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

Re: Chase cards…


kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


I don't like boa any more their site is a pain in the *** I am getting rid of them as soon as I can....I am sticking with chase for every thing now


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Regular Contributor
Imua
Posts: 242
Registered: ‎01-17-2009

Re: Chase cards…


kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


i have no trouble paying BofA online
just curious - does your computer have a particular problem/issue with the BofA website?

 

i agree that chase has great customer service :smileyhappy:

BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ... Chase Freedom MC $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6k
myFICOs as of 9/28/12: TU=777.... EQ=793
Moderator
Revelate
Posts: 4,455
Registered: ‎12-30-2011

Re: Chase cards…

[ Edited ]

afbar1114 wrote:

kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


I don't like boa any more their site is a pain in the *** I am getting rid of them as soon as I can....I am sticking with chase for every thing now


You may want / need a diversity of lenders in the future.  Trying incredibly hard not to get on my soapbox, but I'd point out you may be disavantaging yourself by this approach of kicking every institution you dislike in the slighest to the curb... you can't approach relationships like that and expect to get much of anywhere, perfect does not exist.

 

I can pretty much guaruntee Chase will annoy you at some point in the future as well.

 


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