01-30-2013 06:13 AM
01-30-2013 09:03 AM
Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online.
i have no trouble paying BofA online
just curious - does your computer have a particular problem/issue with the BofA website?
i agree that chase has great customer service
no my account just won't let me do it. I have tried on my phone/tablet/computer and it won't let me. Called customer service and they keep saying that they fixed the problem but I still can't do it, even after being with them for a year. But now that I got the csp and amex bcp I am no longer planning to use bofa
so as a weird side note, I wenI onto bofa website today and just for laughs tried to pay cc...and it actually worked!!! Kind of freaked out, are they reading my posts???? LOL
01-30-2013 09:14 AM
4 reasons for me:
* Several options for travel rewards cards
* Integrated Rewards System (Transfer Partners & UR Mall)
* Uncapped Rewards, which is critial for heavy spenders. Only Chase and Amex play in this arena.
Just wondering about that last point. Clearly specific Chase cards are capped in some categories, e.g. Freedom $1500 spend per quarter for 5%, but overall, aren't most cards rewards uncapped (Citi Forward removed its cap, Capital One and PenFed have no cap etc)
01-30-2013 10:25 AM
Got approved for Chase Sapphire Preferred with a CL of $5k. Transunion score of 696, and EQ score of 661. I have a Debt:Credit ratio of 54%. Income of $63k. Was actually surprised to get appoved, as I had gotten declined for an AMEX Blue Cash card just the day before.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.