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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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Chase cards…

What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
New Contributor
Posts: 359
Registered: ‎11-29-2011
0

Re: Chase cards…

They are Prime cards. Usually getting one means that you can consider your credit "OK!" or better.

 

At least, thats how I feel about them.

TU08:: 754 (4/14) EQ: 745 (6/14) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) BCE 3,200 (12/11) Chase Saph: 5,000 (5/12)
Established Contributor
Posts: 608
Registered: ‎10-11-2012
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Re: Chase cards…


afbar1114 wrote:
What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

The ultimate rewards program is pretty good.  I have the old 10 &10 program and I get pretty good points with the Trifecta.


NFCU Signature Visa Cash Rewards, NavChek, Citi AA AMEX, Cap1 Cash Rewards, Discover IT, Home Depot, Sears, Walmart, Chase Freedom, AMEX Green, Lowe's, AMEX BCE, Chase Sapphire Preferred, AMEX Hilton Honors Surpass, PayPal Extras MC, PenFed Platinum Cash Rewards, AMEX Platinum

GC Challenge: App Free since 1/8/13. No more apps til 2014






Valued Contributor
Posts: 1,919
Registered: ‎11-17-2012
0

Re: Chase cards…


afbar1114 wrote:
What is it about chase credit cards that people want them so bad? It seems the csp and freedom are the most wanted cards. Why is this?

Also love the 5x rotating categories on Freedom, and with CSP you can combine the 5x from Freedom, transfer them to CSP, then further maximize the rewards by transferring them to hotel/airline points!

Capital One Quicksilver World Mastercard $20k | JCPenney Gold $10k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $13.7k | Discover IT $14.5k | SavingStar American Express $14.8k | American Express BCE $11.3k

FICOS: EX 755 EQ 717 TU 746 VantageScore 3.0: EX 738 EQ 743 TU 745 Credit Sesame (EX) 745 Credit.com (EX) 794 CapOne (TU) 787
Contributor
Posts: 130
Registered: ‎11-26-2012
0

Re: Chase cards…

Ultimate Rewards is probably the best and most flexible points system out there right now.  High sign-up bonuses with low annual fees.  Probably gives the highest starting limits outside of credit unions.  A couple of their cards are metal (hey, people are superficial).

 

Sapphire/Ink/Freedom paired together can bring in a ridiculous amount of reward points.  I want all 3, but I'm gonna have to wait a while.

Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)
Contributor
Posts: 92
Registered: ‎07-15-2012
0

Re: Chase cards…

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 

Chase Freedom 3000
Chase Sapphire Preferred 5000
American Express Blue Cash Preferred 6300
Bank of America Travel Rewards 5000
Bank of America Cash Rewards 3000
Discover IT 4000
Best Buy 4000
TU 733 EQ 743 EX 722
Valued Contributor
Posts: 1,180
Registered: ‎05-17-2010
0

Re: Chase cards…

Customer service is top notch.

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Chase cards…


kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


I don't like boa any more their site is a pain in the *** I am getting rid of them as soon as I can....I am sticking with chase for every thing now


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Frequent Contributor
Posts: 292
Registered: ‎01-17-2009
0

Re: Chase cards…


kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


i have no trouble paying BofA online
just curious - does your computer have a particular problem/issue with the BofA website?

 

i agree that chase has great customer service Smiley Happy


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Moderator Emeritus
Posts: 12,886
Registered: ‎12-30-2011
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Re: Chase cards…

[ Edited ]

afbar1114 wrote:

kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 


I don't like boa any more their site is a pain in the *** I am getting rid of them as soon as I can....I am sticking with chase for every thing now


You may want / need a diversity of lenders in the future.  Trying incredibly hard not to get on my soapbox, but I'd point out you may be disavantaging yourself by this approach of kicking every institution you dislike in the slighest to the curb... you can't approach relationships like that and expect to get much of anywhere, perfect does not exist.

 

I can pretty much guaruntee Chase will annoy you at some point in the future as well.

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 700, TU 04 731, EX 98 725 (05/24/15)
Goal Score: 700 on EQ 04 (01/01/16)


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