Credit Card Center Advertiser Disclosure

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0 Kudos

Re: Chase cards…

I haven't charged anything to my new Freedom yet. Waiting to close on the house. I am hoping to get clear to close by Friday or Monday.

So far I like Chase because of their spectacular rewards program. Capital One's Perk Central is no match to Chase's Ultimate Rewards. The Ultimate Rewards program gives great cash back rewards from merchants I typically purchase from like Best Buy. I also am excited about the 5x bonus categories. I love that I will get 5% cash back for gas through March. And so far their customer service is excellent. And you can also use your points for travel instead of just cash back.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Frequent Contributor
Posts: 292
Registered: ‎01-17-2009
0 Kudos

Re: Chase cards…

kwinks wrote:

kwinks wrote:

Imua wrote:

kwinks wrote:

Also customer service is really great! I have never had one issue with them vs say Bank of America cash rewards which is a pain to pay every month because I can't do it online. 

i have no trouble paying BofA online
just curious - does your computer have a particular problem/issue with the BofA website?


i agree that chase has great customer service Smiley Happy


no my account just won't let me do it. I have tried on my phone/tablet/computer and it won't let me. Called customer service and they keep saying that they fixed the problem but I still can't do it, even after being with them for a year. But now that I got the csp and amex bcp I am no longer planning to use bofa

so as a weird side note, I wenI onto bofa website today and just for laughs tried to pay cc...and it actually worked!!! Kind of freaked out, are they reading my posts???? LOLSmiley LOL



BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0 Kudos

Re: Chase cards…

CreditScholar wrote:

4 reasons for me:


* CS

* Several options for travel rewards cards

* Integrated Rewards System (Transfer Partners & UR Mall)

* Uncapped Rewards, which is critial for heavy spenders. Only Chase and Amex play in this arena.

Just wondering about that last point.  Clearly specific Chase cards are capped in some categories, e.g. Freedom $1500 spend per quarter for 5%, but overall, aren't most cards rewards uncapped (Citi Forward removed its cap, Capital One and PenFed have no cap etc)

New Contributor
Posts: 71
Registered: ‎01-15-2008
0 Kudos

Re: Chase cards…

Got approved for Chase Sapphire Preferred with a CL of $5k.  Transunion score of 696, and EQ score of 661.  I have a Debt:Credit ratio of 54%. Income of $63k.   Was actually surprised to get appoved, as I had gotten declined for an AMEX Blue Cash card just the day before.  Smiley Happy

Starting Scores: Low 500's 2/27/08
Current Scores:Transunion: 700 02/13/15 Experian: 713 02/17/15 Equifax: 736 02/18/15
Goal Score: 770 Across the board!!
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0 Kudos

Re: Chase cards…

Congrats it's a great looking card but scratches easy

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.