Chase charges full APR fee on the balance transfer fee -- go figure?

[Itsmeagain]

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@Anonymous wrote:

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Also, be VERY careful with BTs these days. Some CCCs (RBS for one) DO charge the purchase APR rate on the BT fee. This is a new gimmick and a way for them to make additional money, so always read all the fine print before you do anything with a card!  :-)

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Are you writing about the RBS card or the Kroger 1-2-3 (issued by RBS)?  I am two months into a 0% BT from my Kroger card and the BT fee is being included with the BT total.  IOW, there is no interest on the fee.

[Anonymous]

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@Itsmeagain wrote:

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@Anonymous wrote:

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Also, be VERY careful with BTs these days. Some CCCs (RBS for one) DO charge the purchase APR rate on the BT fee. This is a new gimmick and a way for them to make additional money, so always read all the fine print before you do anything with a card!  :-)

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Are you writing about the RBS card or the Kroger 1-2-3 (issued by RBS)?  I am two months into a 0% BT from my Kroger card and the BT fee is being included with the BT total.  IOW, there is no interest on the fee.

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Never heard of the Kroger card. I am speaking of the RBS (Royal Bank of Scottland) card. (No co-brand). The BT fee did not accrue interest with the original offer when I first obtained the card. The subsequent offers, however, do.

[Itsmeagain]

Thanks for the info (and the heads up).  Yes, the Kroger card is backed by Royal Bank of Scotland.  And, this is my first BT with them.  I'll be especially careful with any subsequent BT's.