No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@mmduluth wrote:
@Anonymous wrote:I took a look at their website and the checking account page asks for zip code before it will let you continue. No Chase branches in my area and when I typed in my zip code it says no offers available
Things like that bother me. You would think these days that they wouldn't care if there was a branch near you. Half of us here are members of CU's that are thousands of miles away from where we live. Litterally everything can be handeled over the phone or internet. Especially with Chase. Their mobile app and website are the most advanced and user friendly I've seen.
Nice offer and I agree...Chase's technology rocks
I'm really bummed I can't get an online Chase checking account! I'm going to call them to see if there is any way around that!
I finally read the article.
This thing about the points was actually explained to me when I applied to the Chase Freedom while at the branch.
Yet, I guess I really did put that in the back of my mind but always wondered why I was racking up points faster than I should have been. Now I remember why.
My debit card is actually an Ultimate Rewards debit card, so technically, I could transfer the points from my Freedom to my debit card and do it that way.
Follow my financial journey: http://www.frugalrican.com
@FrugalRican wrote:I finally read the article.
This thing about the points was actually explained to me when I applied to the Chase Freedom while at the branch.
Yet, I guess I really did put that in the back of my mind but always wondered why I was racking up points faster than I should have been. Now I remember why.
My debit card is actually an Ultimate Rewards debit card, so technically, I could transfer the points from my Freedom to my debit card and do it that way.
...interesting....^ do you know if that debit card is still available. I don't want the Freedom, because I have the discover more but I would like the ability to get more UR points on my CSP
they did away with their debit card rewards program for the most part...every once in a while they send and email saying you can get 10x points from specific places like Redbox dvd rental and stuff...but otherwise, you dont get point on general purchases like you used to.
So, I live in Boston. If I drive to NYC, can I open a checking account in the branch??
@SwiftTone wrote:So, I live in Boston. If I drive to NYC, can I open a checking account in the branch??
theres no branches in Boston? Isnt Chase based in NYC? Seems a bit crazy to me lol.
I wonder if the 5% bonus categories apply to purchases outside the US? For example, what if you're travelling and want to buy gas in Europe for a rental car?
I'd gladly pay the 3% forex fee for a 5% return. It's a +2% differential, which is more than the 1.07% I get with my CSP (and no forex fee).
@CreditScholar wrote:I wonder if the 5% bonus categories apply to purchases outside the US? For example, what if you're travelling and want to buy gas in Europe for a rental car?
I'd gladly pay the 3% forex fee for a 5% return. It's a +2% differential, which is more than the 1.07% I get with my CSP (and no forex fee).
I believe as long as the merchant classifies the business correctly it will count. The thing is that it's impossible to predict this, especially at small businesses and overseas in places where credit card use is not so ubiquitous. I once stayed at a Chinese hotel where it wasn't classified as a hotel! The charge posted as general business or something like that.
@Anonymous wrote:
@CreditScholar wrote:I wonder if the 5% bonus categories apply to purchases outside the US? For example, what if you're travelling and want to buy gas in Europe for a rental car?
I'd gladly pay the 3% forex fee for a 5% return. It's a +2% differential, which is more than the 1.07% I get with my CSP (and no forex fee).
I believe as long as the merchant classifies the business correctly it will count. The thing is that it's impossible to predict this, especially at small businesses and overseas in places where credit card use is not so ubiquitous. I once stayed at a Chinese hotel where it wasn't classified as a hotel! The charge posted as general business or something like that.
I'm pretty sure they'll be pretty good about that. Here in Australia you'll see the same companies as in the US: Shell and BP in particular come to mind.