Chase closed ALL my credit card accounts and my GFs...

[baller4life]

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@Imperfectfuture wrote:
We are veering off topic again, since OP requested we stop discussing the freeze reports thing. Irish also posed the question to MVV, so maybe a few PM's might help? I have used that tool for better clarification.

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The mod himself addressed me about it and I was just responding to him. As far as I'm concerned it's a dead issue. You have made it clear where Myfico stands on the issue. Case closed.

[Anonymous]

@baller.

Im with ya completely!

It is up to each individual person what they do with their reports regardless of what any one here says or what the "ethics" are. Business is business.

[Anonymous]

Back to topic though.. This is one thing that really chaps me about Chase how they will completely cut off accounts with zero warning.

[ScoreOrBeScored]

Baller you did the right thing, nobody wants 20 HP's on each report. If you already knew which lender you wanted to do 

business with and knew which agency they pulled so why waste $ unfreezing all 3 .... You kno what you want so you went in to get it. 

You  came prepared and the dealer wasn't ready for you.

[Anonymous]

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@ScoreOrBeScored wrote:

Baller you did the right thing, nobody wants 20 HP's on each report. If you already knew which lender you wanted to do 

business with and knew which agency they pulled so why waste $ unfreezing all 3 .... You kno what you want so you went in to get it. 

You  came prepared and the dealer wasn't ready for you.

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Time to drop it.  MVV gave an answer to baller and she responded.  No one else needs to discuss it any longer.

[ScoreOrBeScored]

You have to protect your file and your best interest cus they don't care about it. 

I hate  it when people only want to read stuff the way they want to read it. 

Most people that post about accounts getting closed don't tell the whole story anyways . 

They em probably got a bunch of inquires reinserted ... Lol.

ima just sit that right there and let it marinate.

Bye !!!! 

#NoShade

#ImJustSaying

[Anonymous]

+1

But lets move on to original topic please.

[Anonymous]

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@MaisCher wrote:

OP said that Chase told them that he (AU) was more active than her. For me, that would make me think that the card was more his than hers. If he already has several accounts maybe they feel she got the cards for him but in her name.

Not sure if any rules govern AUs but I'd imagine if the bank issued her a card based on her credit they wanna feel like it's actually HER card. Just a guess.

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Except I'm an AU  on a BOA Visa and my Roommate uses it once a year. I put about 25k a year on it. I think it was a combo of events esp if the OP was doing something that Chase doesn't like and we can't mention here.

[gdale6]

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@MarineVietVet wrote:

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@gdale6 wrote:

Alright lets stay on topic here, talk of MS is not allowed on My Fico, thanks!

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Neither is discussion about manipulating access to credit reports.

If you'll notice several posts were edited.

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I see that MVV, I missed it.

[IWOL]

I did not read this entire thread so I dont know all the details of OP's situation but I would say that its very likely that the missed payments may have caused a "manual" review by a Chase analyst and then other factors on the accounts may have caused account closure togther with the missed payments.