Thanks HTSU! I had not until this very moment figured out that since the "acquisition" of my accounts by Chase they had consistently billed on the same date. I had to check and it is definitely true. That's one minor positive point on Chase's otherwise lackluster ledger.
As for APRD I have had zero success; not for the lack of trying. I have however FUTR since they started lopping off heads. No need to expose myself to the "Queen's" ire.