Personally I would keep both open for a while. Two cards at $5k each is better than 1 at 10K IMO at this time in your credit building stage. If you had several other cards and TLs then I would say move it to CSP. Just my opinion though.
CONGRATULATIONS as well on getting both.
I'd get the Freedom because of the rotating categories and keep the CSP. The UR points will add up quickly!
Congats on both approvals!
Starting Score: EQ 717 EX 724 TU 736
@2011beginnings wrote:
Last week, I applied for a CSP. Today, I received the regular Sapphire. I was completely shocked.
I called in to see if perhaps I could just upgrade. Unfortunately, I couldn't so I just applied for the CSP.
Got the message staring thank you for applying but it didnt congratulate me. I called the application status line and heard I had two apps - both with $5,000 limits. I had to replay the message.
The customer service rep said I could transfer the $5,000 from the CS to the CSP once I get the CSP and have a total credit limit of $10,000.
I'm shocked. $10,000 and I only have a $2,500 BofA and a Gold AMEX.
Only 24 and I applied after researching this forum for the past month.
Should I have $10,000 on the CSP? Or should I put $5,000 on a Chase Freedom for example?
I am pretty sure chase wants the account to be inactive for 90 days with a zero balance before they allow you to transfer the entire limit. However, a partial trasnfer is available.
Congrats - keep both
I'd see if they'd change the Sapphire to a Freedom card. The regular Sapphire is mediocre at best and pretty pointless with CSP. Congrats on the cards though.
