02-04-2013 05:01 PM
02-04-2013 05:10 PM
Personally I would keep both open for a while. Two cards at $5k each is better than 1 at 10K IMO at this time in your credit building stage. If you had several other cards and TLs then I would say move it to CSP. Just my opinion though.
CONGRATULATIONS as well on getting both.
02-04-2013 05:13 PM
I'd get the Freedom because of the rotating categories and keep the CSP. The UR points will add up quickly!
02-04-2013 05:50 PM
02-04-2013 06:06 PM - edited 02-04-2013 06:06 PM
Last week, I applied for a CSP. Today, I received the regular Sapphire. I was completely shocked.
I called in to see if perhaps I could just upgrade. Unfortunately, I couldn't so I just applied for the CSP.
Got the message staring thank you for applying but it didnt congratulate me. I called the application status line and heard I had two apps - both with $5,000 limits. I had to replay the message.
The customer service rep said I could transfer the $5,000 from the CS to the CSP once I get the CSP and have a total credit limit of $10,000.
I'm shocked. $10,000 and I only have a $2,500 BofA and a Gold AMEX.
Only 24 and I applied after researching this forum for the past month.
Should I have $10,000 on the CSP? Or should I put $5,000 on a Chase Freedom for example?
I am pretty sure chase wants the account to be inactive for 90 days with a zero balance before they allow you to transfer the entire limit. However, a partial trasnfer is available.
02-04-2013 06:34 PM
Congrats - keep both
02-04-2013 07:27 PM
Wow, these are good problems to be dealing with. Congrats - and I would go with CSP and move the CS to Freedom.
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