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Regular Contributor
Posts: 140
Registered: ‎12-22-2008
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Chase credit card Re-consideration

A friend of mine has simular scores to me, I was approved for a chase card he was not.  Someone said he should ask for re-consideration, has anyone done this with success.  Is this something he would do over the phone or send in a letter, if it is a letter does anyone here have examples of a successful letter?

Starting Score: 615
Current Score: Lender pullEQ 667, TU04 698 TU98 644, EX 660
Goal Score: 700


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Regular Contributor
Posts: 139
Registered: ‎05-19-2008
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Re: Chase credit card Re-consideration


dekelley1 wrote:
A friend of mine has simular scores to me, I was approved for a chase card he was not.  Someone said he should ask for re-consideration, has anyone done this with success.  Is this something he would do over the phone or send in a letter, if it is a letter does anyone here have examples of a successful letter?

 

No letter necessary.  Check the backdoor numbers sticky'd at the top of the forum.  Have your friend call them and ask for a reconsideration.

 

Also, your friend needs to consider their current situation outside of just the credit score (i.e. inquiries, recent lates, current utilizations...etc.)

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