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I would transfer my Amazon CL into Southwest RR bringing it to 7,600
@BearsAndTurtlesRtheBest wrote:I would transfer my Amazon CL into Southwest RR bringing it to 7,600
i don't want to close it out, though. There's no annual fee and I shop on Amazon fairly often
Oh ok I see, then never mind
@isoldmyatlas wrote:
@kevinjjc wrote:@FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.
WOW, really? That gives me some hope! What are your limits across your cards, if you don't mind me asking?
Here's a summary of my credit:
220,250 total of credit card limits
+ 40,000 total of LOC limits
--------------------------------------------------
= 260,250 total of revolving credit limits
CC/LOC LIMIT
American Express Blue Cash Preferred $18,000
Bank of America Platinum Plus Visa $12,500
Barclays NFL (NY Giants) Extra Points World MC $10,000
Chase Freedom Visa Signature $18,000
Chase Sapphire Preferred World MC $17,000
Discover it Card $24,500
JCPenney/GECRB $5,000
Walmart Discover/GECRB $10,000
Navy Federal goRewards MasterCard $25,000
PenFed Platinum Cash Rewards Visa $50,000
Staples/Citi $3,250
USAA Rewards World MasterCard $12,000
US Bank Cash+ Visa Signature $15,000
Navy Federal LOC $15,000
PenFed LOC $25,000
@kevinjjc wrote:
@isoldmyatlas wrote:
@kevinjjc wrote:@FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.
WOW, really? That gives me some hope! What are your limits across your cards, if you don't mind me asking?
Here's a summary of my credit:
220,250 total of credit card limits
+ 40,000 total of LOC limits
--------------------------------------------------
= 260,250 total of revolving credit limits
CC/LOC LIMIT
American Express Blue Cash Preferred $18,000
Bank of America Platinum Plus Visa $12,500Barclays NFL (NY Giants) Extra Points World MC $10,000
Chase Freedom Visa Signature $18,000
Chase Sapphire Preferred World MC $17,000
Discover it Card $24,500
JCPenney/GECRB $5,000
Walmart Discover/GECRB $10,000
Navy Federal goRewards MasterCard $25,000
PenFed Platinum Cash Rewards Visa $50,000
Staples/Citi $3,250
USAA Rewards World MasterCard $12,000
US Bank Cash+ Visa Signature $15,000
Navy Federal LOC $15,000
PenFed LOC $25,000
That's incredible - well done! Your AAoA must be really high. I had no idea those kind of limits were possible with a low/moderate income.
@isoldmyatlas wrote:
@kevinjjc wrote:
@isoldmyatlas wrote:
@kevinjjc wrote:@FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.
WOW, really? That gives me some hope! What are your limits across your cards, if you don't mind me asking?
Here's a summary of my credit:
220,250 total of credit card limits
+ 40,000 total of LOC limits
--------------------------------------------------
= 260,250 total of revolving credit limits
CC/LOC LIMIT
American Express Blue Cash Preferred $18,000
Bank of America Platinum Plus Visa $12,500Barclays NFL (NY Giants) Extra Points World MC $10,000
Chase Freedom Visa Signature $18,000
Chase Sapphire Preferred World MC $17,000
Discover it Card $24,500
JCPenney/GECRB $5,000
Walmart Discover/GECRB $10,000
Navy Federal goRewards MasterCard $25,000
PenFed Platinum Cash Rewards Visa $50,000
Staples/Citi $3,250
USAA Rewards World MasterCard $12,000
US Bank Cash+ Visa Signature $15,000
Navy Federal LOC $15,000
PenFed LOC $25,000
That's incredible - well done! Your AAoA must be really high. I had no idea those kind of limits were possible with a low/moderate income.
USAA CCMP: 6.4 years
Credit Karma: 5.1 years
I don't know why they are being calculated differently.