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09Lexie
Posts: 25,546
Registered: ‎09-13-2012
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Re: Chase credit limits and income

@kevinjjc

Yes, they do. CK is what it is. : smileylol:
Valued Contributor
kevinjjc
Posts: 1,323
Registered: ‎01-14-2009
0

Re: Chase credit limits and income


09Lexie wrote:
@kevinjjc

Yes, they do. CK is what it is. : smileylol:

Cool! So my AAoA as per USAA CCMP should be accurate?

 

EX 6.4, EQ 6.2, TU 6.2

Frequent Contributor
kkapdolee
Posts: 323
Registered: ‎09-17-2012
0

Re: Chase credit limits and income


kevinjjc wrote:

isoldmyatlas wrote:

kevinjjc wrote:

FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.


WOW, really? That gives me some hope!  What are your limits across your cards, if you don't mind me asking?


Here's a summary of my credit:

 

 

  220,250 total of credit card limits

+  40,000 total of LOC limits

--------------------------------------------------

= 260,250 total of revolving credit limits

 

 

 CC/LOC                                                                                   LIMIT
American Express Blue Cash Preferred                          $18,000
Bank of America Platinum Plus Visa                                $12,500

Barclays NFL (NY Giants) Extra Points World MC          $10,000

Chase Freedom Visa Signature                                        $18,000

Chase Sapphire Preferred World MC                               $17,000
Discover it Card                                                                     $24,500
JCPenney/GECRB                                                                $5,000
Walmart Discover/GECRB                                                  $10,000
Navy Federal goRewards MasterCard                             $25,000
PenFed Platinum Cash Rewards Visa                            $50,000
Staples/Citi                                                                             $3,250
USAA Rewards World MasterCard                                    $12,000
US Bank Cash+ Visa Signature                                         $15,000
Navy Federal LOC                                                                 $15,000
PenFed LOC                                                                          $25,000

 

 

 

 


Hi,

 

Awesome limits!

I have a quick question.

I assume you didn't start out with those high limits from the beginning and you had to request CLI at various points. Did you ever disclose to them what your income was whenever requesting CLI? I know you have the option to do either.

Thanks in advance.

[10%+] Internet, Cable, Cell phone
[5%+] Restaurant, Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[2%] Everything Else
Valued Contributor
kevinjjc
Posts: 1,323
Registered: ‎01-14-2009
0

Re: Chase credit limits and income


kkapdolee wrote:

kevinjjc wrote:

isoldmyatlas wrote:

kevinjjc wrote:

FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.


WOW, really? That gives me some hope!  What are your limits across your cards, if you don't mind me asking?


Here's a summary of my credit:

 

 

  220,250 total of credit card limits

+  40,000 total of LOC limits

--------------------------------------------------

= 260,250 total of revolving credit limits

 

 

 CC/LOC                                                                                   LIMIT
American Express Blue Cash Preferred                          $18,000
Bank of America Platinum Plus Visa                                $12,500

Barclays NFL (NY Giants) Extra Points World MC          $10,000

Chase Freedom Visa Signature                                        $18,000

Chase Sapphire Preferred World MC                               $17,000
Discover it Card                                                                     $24,500
JCPenney/GECRB                                                                $5,000
Walmart Discover/GECRB                                                  $10,000
Navy Federal goRewards MasterCard                             $25,000
PenFed Platinum Cash Rewards Visa                            $50,000
Staples/Citi                                                                             $3,250
USAA Rewards World MasterCard                                    $12,000
US Bank Cash+ Visa Signature                                         $15,000
Navy Federal LOC                                                                 $15,000
PenFed LOC                                                                          $25,000

 

 

 

 


Hi,

 

Awesome limits!

I have a quick question.

I assume you didn't start out with those high limits from the beginning and you had to request CLI at various points. Did you ever disclose to them what your income was whenever requesting CLI? I know you have the option to do either.

Thanks in advance.


Thanks! Yes, I disclosed my income.


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