Reply
Moderator
Posts: 27,205
Registered: ‎09-13-2012
0

Re: Chase credit limits and income

@kevinjjc

Yes, they do. CK is what it is. : smileylol:
Valued Contributor
Posts: 1,385
Registered: ‎01-14-2009
0

Re: Chase credit limits and income


09Lexie wrote:
@kevinjjc

Yes, they do. CK is what it is. : smileylol:

Cool! So my AAoA as per USAA CCMP should be accurate?

 

EX 6.4, EQ 6.2, TU 6.2

Frequent Contributor
Posts: 363
Registered: ‎09-17-2012
0

Re: Chase credit limits and income


kevinjjc wrote:

isoldmyatlas wrote:

kevinjjc wrote:

FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.


WOW, really? That gives me some hope!  What are your limits across your cards, if you don't mind me asking?


Here's a summary of my credit:

 

 

  220,250 total of credit card limits

+  40,000 total of LOC limits

--------------------------------------------------

= 260,250 total of revolving credit limits

 

 

 CC/LOC                                                                                   LIMIT
American Express Blue Cash Preferred                          $18,000
Bank of America Platinum Plus Visa                                $12,500

Barclays NFL (NY Giants) Extra Points World MC          $10,000

Chase Freedom Visa Signature                                        $18,000

Chase Sapphire Preferred World MC                               $17,000
Discover it Card                                                                     $24,500
JCPenney/GECRB                                                                $5,000
Walmart Discover/GECRB                                                  $10,000
Navy Federal goRewards MasterCard                             $25,000
PenFed Platinum Cash Rewards Visa                            $50,000
Staples/Citi                                                                             $3,250
USAA Rewards World MasterCard                                    $12,000
US Bank Cash+ Visa Signature                                         $15,000
Navy Federal LOC                                                                 $15,000
PenFed LOC                                                                          $25,000

 

 

 

 


Hi,

 

Awesome limits!

I have a quick question.

I assume you didn't start out with those high limits from the beginning and you had to request CLI at various points. Did you ever disclose to them what your income was whenever requesting CLI? I know you have the option to do either.

Thanks in advance.

[10%+] Internet, Cable, Cell phone
[5%] Gas, Grocery, Amazon, Airline tickets, Drug Stores, Dept. Stores, Target, MyHabit
[3%] Restaurants
[2%] Everything Else
Valued Contributor
Posts: 1,385
Registered: ‎01-14-2009
0

Re: Chase credit limits and income


kkapdolee wrote:

kevinjjc wrote:

isoldmyatlas wrote:

kevinjjc wrote:

FWIW, I have a Chase Freedom @ 18k and a CSP @ 17k. My income is similar to yours. Although, I do have high credit limits on other cards.


WOW, really? That gives me some hope!  What are your limits across your cards, if you don't mind me asking?


Here's a summary of my credit:

 

 

  220,250 total of credit card limits

+  40,000 total of LOC limits

--------------------------------------------------

= 260,250 total of revolving credit limits

 

 

 CC/LOC                                                                                   LIMIT
American Express Blue Cash Preferred                          $18,000
Bank of America Platinum Plus Visa                                $12,500

Barclays NFL (NY Giants) Extra Points World MC          $10,000

Chase Freedom Visa Signature                                        $18,000

Chase Sapphire Preferred World MC                               $17,000
Discover it Card                                                                     $24,500
JCPenney/GECRB                                                                $5,000
Walmart Discover/GECRB                                                  $10,000
Navy Federal goRewards MasterCard                             $25,000
PenFed Platinum Cash Rewards Visa                            $50,000
Staples/Citi                                                                             $3,250
USAA Rewards World MasterCard                                    $12,000
US Bank Cash+ Visa Signature                                         $15,000
Navy Federal LOC                                                                 $15,000
PenFed LOC                                                                          $25,000

 

 

 

 


Hi,

 

Awesome limits!

I have a quick question.

I assume you didn't start out with those high limits from the beginning and you had to request CLI at various points. Did you ever disclose to them what your income was whenever requesting CLI? I know you have the option to do either.

Thanks in advance.


Thanks! Yes, I disclosed my income.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.