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Chase did 3 hard pulls for my apping for a marriott card!

Established Contributor

Chase did 3 hard pulls for my apping for a marriott card!

So I did a app for a marriott card from chase and they did 3 hard pulls from all 1 each from the credit bureau's and I still got turned downed...scores are in the 720's less the 1% utilty ..do u think I should  recon..I already have a CSP..and A Bold Ink...But I have opened up a lot of accounts last year..wonder if they frown from that..any advice would be greatly appreciated

7 REPLIES
Established Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Yes Chase is extremely inquiry sensitive. But recon anyway!!! You already got HPed 3 times.


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Valued Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Don't let the HP's go to waste. Definitely recon.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Established Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Recon! Do it. You already have a relationship with Chase. If you been using the cards frequently and making on time payments, Chase can take that into consideration and hopefully approve you. Good luck!
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Established Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Yes I pay in full and on time..and run about a grand a month thur the ink bold..I use the CSP every month but have not charged a lot thur it..I alraedy reconed on friday and the rep was very friendly but would not budge..even after I gave all my info ..I may call agian to see if I can get someone else

Valued Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Heck, if it's one pull I'd recon.  3 pulls would automatically spawn a recon call.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Moderator Emeritus

Re: Chase did 3 hard pulls for my apping for a marriott card!

I think you should recon, since you already took the hard pulls.

 

Chase is very recon friendly.  You should get a decent limit as well.


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Senior Contributor

Re: Chase did 3 hard pulls for my apping for a marriott card!

Recon!!!! Chase likes to hear explanations
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k