cancel
Showing results for 
Search instead for 
Did you mean: 

Chase freedom approved 4K credit line

Regular Contributor

Chase freedom approved 4K credit line

My wife applied for chase freedom with a credit karma score of 673 FAKO.

 

1 collection reporting 4+ years ago

6% util on her report

1 judgement from 6+ years ago

13 hard inquries

100% on time payments

1 year 6 months of AAoA

 

Approved for 4K limit unknown yet the interest rate.

 

Message 1 of 31
30 REPLIES
Valued Member

Re: Chase freedom approved 4K credit line

Congratulations!

Amex BCP 02/12 $1200/$14700, Citi Forward 2/12 $4800/$7000, Chase Freedom 2/12 $2200/$7000, GECRB/QVC 03/11 $0/$2700, WFCB/HSN 03/11 $0/$2000, Cap 1 NHCR 04/10 $0/$1500, Cap 1/Kohls 11/10 $0/$1000, Citi Simplicity 08/11 $0/$1000, WFNNB/KingSize 11/10 $116/$900, Citi/Sunoco 04/10 $0/$800, Citi/Home Depot 10/11 $0/$1500, SunTrust Auto Loan 11/10 $39,376/$47,914 RECENTLY CLOSED: HSBC/Orchard 04/09 $0/$700, HSBC/BBRZMC 04/11 $0/$500...

**HAPPILY GOING INTO THE GARDEN NOW FOR YEARS!** EX FICO 773 02/27 Amex Pull/ TU myFICO 798 02/29 / EQ myFico 778 02/29
Message 2 of 31
Valued Contributor

Re: Chase freedom approved 4K credit line

Congrats!!! No Chase for me until BK falls off in July.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (4), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 801; TU MyFico: 799; EX (My Fico): 797
Message 3 of 31
Established Contributor

Re: Chase freedom approved 4K credit line

Wow that is epic! That is a giant CL, especially considering the baddies. Gives me hope that I'll get my Chase Freedom as soon as my last baddie falls off this month.

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 4 of 31
Established Contributor

Re: Chase freedom approved 4K credit line

Empty.... Is that total bk public record or iIB info?

Message 5 of 31
Valued Contributor

Re: Chase freedom approved 4K credit line

With the info you provided, that is indeed an AWESOME starting CL with Chase.  I'm going to stick my neck out and say the interest rate will probably be rather high though. But otherwise it does wonders for one UTIL and CR. That's a real feather in your wifes hat!

 

Tell her congrats for us from the MyFico forums!

 

My reports are clean with 4, 5 and 7 inq's and I'm still hesitant to apply for Chase.  The one I'm an AU on is 10.9% however with a 5k CL (that was approved with a rather high score, 2 inq's and low UTIL as well as a perfect thicker than average history).

Message 6 of 31
Established Contributor

Re: Chase freedom approved 4K credit line

That is great, congrats! That gives me hope for my upcoming Chase Freedom app. Still just waiting for my new utilization to post.
Gardening with: PSECU Combo $1k, Chase Freedom $3.5k, Discover It $1.7k, Amex Costco True Earnings $2k, Capital One Platinum $500, Best Buy Store Card $2.7k

Starting Score: FICO: 587 EX, 594 EQ, 632 TU, 2/15/12; USAA FAKO: 525 EX, 541 EQ, 525 TU, 2/15/12
Current Score: FICO: 678 EX, 629 EQ, 658 TU, 3/27/12; USAA FAKO: 721 EX, 721 EQ, 576 TU, 3/9/12
Goal Score: 700 Across the Board and Amex Zync or Costco By The End Of 2012


Take the FICO Fitness Challenge
Message 7 of 31
Regular Contributor

Re: Chase freedom approved 4K credit line

Congrats, I'm jealous! Chase was very stingy with me. Mine was $1k CL and 22% interest gah!

Transunion (Credit Karma)- 815 (4/9/17)
Experian Fico (Amex)- 795 (4/9/17)
Vantagescore (Alliant)- 811 (4/9/17)
Equifax - 811 CK, 820 Citi (4/9/17)
Message 8 of 31
Mega Contributor

Re: Chase freedom approved 4K credit line


aot2009 wrote:

My wife applied for chase freedom with a credit karma score of 673 FAKO.

 

1 collection reporting 4+ years ago

6% util on her report

1 judgement from 6+ years ago

13 hard inquries

100% on time payments

1 year 6 months of AAoA

 

Approved for 4K limit unknown yet the interest rate.

 


Congrats!!!

 

Man that's almost inline with my EX file, grrrrrr................no apping for me!




EQ FICO 548 3/3/16
Message 9 of 31
Established Contributor

Re: Chase freedom approved 4K credit line

I got a Chase Freedom with $500 limit and 22.9% apr with a 725 credit karma...well i guess it was prob in the high 600's when i actually applied but right after it was prob up at 725 where it is currently....

 

man...i really like the card but the limit is just such a bummer...i have to pay it once a week basically....

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Message 10 of 31