jconvinced wrote:So I'm kinda of in shock. My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012. I applied and recieved the 7-10 day message. I didn't bother calling figuring I got denied. I was going to wait for letter then try recon.
I log onto Chase website today to check my balance on my checking account (opened 2010). To my shock I see another account. Chase freedom $2500 limit
. I was so surpised, I thought if I got approved I would get some low limit like $500. My longest credit card was Cap1 which hasn't even reported 6th statement yet. They pulled EQ and EX. EQ score was 703 no baddies, EX 1 baddie from 08. Thanks everyone for all your help on here feels good.
Congrats!!! an awesome limit! I am so jealous...
Tried with them back in July and was denied.
Congrats! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
dodgerslv wrote:
jconvinced wrote:So I'm kinda of in shock. My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012. I applied and recieved the 7-10 day message. I didn't bother calling figuring I got denied. I was going to wait for letter then try recon.
I log onto Chase website today to check my balance on my checking account (opened 2010). To my shock I see another account. Chase freedom $2500 limit
Congrats!!! an awesome limit! I am so jealous...
I think the checking account I had helped.
jconvinced wrote:
dodgerslv wrote:
jconvinced wrote:So I'm kinda of in shock. My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012. I applied and recieved the 7-10 day message. I didn't bother calling figuring I got denied. I was going to wait for letter then try recon.
I log onto Chase website today to check my balance on my checking account (opened 2010). To my shock I see another account. Chase freedom $2500 limit
Congrats!!! an awesome limit! I am so jealous...
I think the checking account I had helped.
I have one now but not going to try them until sometime next year (in the garden). I got denied and tried to recon but the CSR wasnt pleasant at all (to my surprise). It seemed like she was having a bad day...she pointed out about a recent chargeoff in 2011 (but she didnt realize that the chargoff was from 2007 but was paid in 2011). She asked me why it was paid till 2011, and told me she couldnt approve it because of that reason...oh well.
dodgerslv wrote:
jconvinced wrote:
dodgerslv wrote:
jconvinced wrote:So I'm kinda of in shock. My credit profile at time of application on12/02 was a $200 Cap1 sec. 06/2012, $300 WF sec. 07/2012, $300 boa sec 07/2012. I applied and recieved the 7-10 day message. I didn't bother calling figuring I got denied. I was going to wait for letter then try recon.
I log onto Chase website today to check my balance on my checking account (opened 2010). To my shock I see another account. Chase freedom $2500 limit
Congrats!!! an awesome limit! I am so jealous...
I think the checking account I had helped.
I have one now but not going to try them until sometime next year (in the garden). I got denied and tried to recon but the CSR wasnt pleasant at all (to my surprise). It seemed like she was having a bad day...she pointed out about a recent chargeoff in 2011 (but she didnt realize that the chargoff was from 2007 but was paid in 2011). She asked me why it was paid till 2011, and told me she couldnt approve it because of that reason...oh well.
I had a recently paid collection on EX too when approved. I think it depends a lot on the rep you get. Good luck next year. I think you will be fine.
Congratulations! Did you have a banking relationship with Chase?
I noticed that you had a collection on your account, which makes the length of your credit history greater than you thought. 
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