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Ok i just try to see what this picture means
Applied for Chase freedom denied after i spoke with credit analyst.I recon with a second credit analyst and she recommended approval pending second review.is that a good sign ? I appreciate any input
same thing that happened to me 2 weeks ago for the CSP, called back in the next day and they asked me to verify my idenity and told me the card was on the way... wait until about noon tomorrow and call the backdoor number again and ask them for the status of your application
i am glad you had some experience with the same lender for the same issue.So you think i will get the card when the second credit analyst review the app
@ryanbush wrote:same thing that happened to me 2 weeks ago for the CSP, called back in the next day and they asked me to verify my idenity and told me the card was on the way... wait until about noon tomorrow and call the backdoor number again and ask them for the status of your application
ps congrats on your approval
@astritaho1979 wrote:i am glad you had some experience with the same lender for the same issue.So you think i will get the card when the second credit analyst review the app
yeah basically the same thing, I called at night and i think at night they have to have a supervisor look over it.... I think you will be good to go
hey i apreciate all the support from you regardles the outcome.Thanks again
If they recommend you for approval, you should be good to go.
@visorboy1974 wrote:If they recommend you for approval, you should be good to go.
Back when Chase released the ink line (BOLD) being PIF like Amex my mom applied just 1 month after a Zappos Personal approval for $9k. Declined ink... Did a very long process to recon and guy put on hold couple times to check etc. etc and they were pretty much saying no no, util on other cards to high... Finaly said to the guy "This is a charge card, If you are so scared to issue the card put the hard limit at $500 and we will do multiple payments until you get use to the spending and trusting and it's win win... not sure why that didn't cross anyone elses mind but they said approved... week later letter came saying denied again... tried to go back through process again but getting to a business underwriter just seemed impossible.... So although the approvals on recons seem to happen for the good 90% it is still possible for a second review to change it... kind of irritating because the first person actually spoke with you and then a higher up comes in to check if they agree but you are not on phone!
The same thing happened to me with my freedom. I basically begged them for the card....lol The recon analyst recommended me and then switched me over to another person who put me on hold forever and he finally came back and approved me with only a 500.00 limit. I was happy with that because I just wanted my foot in the door. I feel like your odds are pretty good....it just may be a low limit.
I will call today and let everyone know what is the outcome on the app