astritaho1979 wrote:i am glad you had some experience with the same lender for the same issue.So you think i will get the card when the second credit analyst review the app
yeah basically the same thing, I called at night and i think at night they have to have a supervisor look over it.... I think you will be good to go
Starting Score: 600
visorboy1974 wrote:If they recommend you for approval, you should be good to go.
Back when Chase released the ink line (BOLD) being PIF like Amex my mom applied just 1 month after a Zappos Personal approval for $9k. Declined ink... Did a very long process to recon and guy put on hold couple times to check etc. etc and they were pretty much saying no no, util on other cards to high... Finaly said to the guy "This is a charge card, If you are so scared to issue the card put the hard limit at $500 and we will do multiple payments until you get use to the spending and trusting and it's win win... not sure why that didn't cross anyone elses mind but they said approved... week later letter came saying denied again... tried to go back through process again but getting to a business underwriter just seemed impossible.... So although the approvals on recons seem to happen for the good 90% it is still possible for a second review to change it... kind of irritating because the first person actually spoke with you and then a higher up comes in to check if they agree but you are not on phone!
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