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Established Contributor
visorboy1974
Posts: 959
Registered: ‎05-17-2010

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

I will call today and let everyone know what is the outcome on the app


Login to Chase...you may be pleasantly surprised.    


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Valued Contributor
john398
Posts: 2,346
Registered: ‎01-19-2009

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

good luck

New Contributor
alessandrom
Posts: 70
Registered: ‎12-20-2012

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

Ok i just try to see what this picture means

Applied for Chase freedom denied after i spoke with credit analyst.I recon with a second credit analyst and she  recommended approval pending second review.is that a good sign ? I appreciate any input


You'll be fine i was approved with lots of inquiries and under 1 year of credit history . Enjoy your new card chase is very good have had checking account with them for years.




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Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

I will call today and let everyone know what is the outcome on the app


Good luck! :smileyhappy:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
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Established Contributor
ryanbush
Posts: 1,094
Registered: ‎08-19-2012

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

any update?


Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

Denied! i spoke with some one today and they say even though there was a recomanded for approval they had to denied for not enough credit history with the new accounts.

Any sugestion? Should i try to recon again?Thanks everyone


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Moderator
tinuviel
Posts: 3,878
Registered: ‎11-02-2010

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

Denied! i spoke with some one today and they say even though there was a recomanded for approval they had to denied for not enough credit history with the new accounts.

Any sugestion? Should i try to recon again?Thanks everyone


So sorry to hear. I'd suggest gardening for a few months and then trying again; sit back and let your new accounts age.



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Frequent Contributor
astritaho1979
Posts: 451
Registered: ‎10-02-2011

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

Ur absolutly right.I dont wanna waste more energy with this.I do believe though that chase was right for the denial base on my new accounts from 4 months ago

They did recomend that the new accounts age from 6 to 12 months and they should have no problem with the approval.

 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736

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