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Chase freedom denied after recon credit analyst recommend approval pending second review

Valued Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

I will call today and let everyone know what is the outcome on the app


Login to Chase...you may be pleasantly surprised.    

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Senior Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

good luck

New Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

Ok i just try to see what this picture means

Applied for Chase freedom denied after i spoke with credit analyst.I recon with a second credit analyst and she  recommended approval pending second review.is that a good sign ? I appreciate any input


You'll be fine i was approved with lots of inquiries and under 1 year of credit history . Enjoy your new card chase is very good have had checking account with them for years.




Current Score: Walmart TU 694 - Credit karma 679 - Credit Sesame 671- VantageScore 695 MyFico ?
Goal Score: 750

Moderator Emeritus

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

I will call today and let everyone know what is the outcome on the app


Good luck! Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Valued Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

any update?

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Frequent Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

Denied! i spoke with some one today and they say even though there was a recomanded for approval they had to denied for not enough credit history with the new accounts.

Any sugestion? Should i try to recon again?Thanks everyone


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736
Moderator Emeritus

Re: Chase freedom denied after recon credit analyst recommend approval pending second review


astritaho1979 wrote:

Denied! i spoke with some one today and they say even though there was a recomanded for approval they had to denied for not enough credit history with the new accounts.

Any sugestion? Should i try to recon again?Thanks everyone


So sorry to hear. I'd suggest gardening for a few months and then trying again; sit back and let your new accounts age.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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Frequent Contributor

Re: Chase freedom denied after recon credit analyst recommend approval pending second review

Ur absolutly right.I dont wanna waste more energy with this.I do believe though that chase was right for the denial base on my new accounts from 4 months ago

They did recomend that the new accounts age from 6 to 12 months and they should have no problem with the approval.

 


COMMERCE BANK PLATINIUM VISA 20K*PAYPAL MC $9.5K*CITI FORWARD $8.5K*PENFED $6,5K*
*LOWES $6K *CMN BANK $5.2K-*PNC $5K*SCLUB DISC. $5K*
WMART DISC.4K*CMN BANK 3.75K*BANK OF AMERICA $3K* MACYS $2.2K*
JCP $1.8*TARGET $0.7K* UTL1%- AAOA 5.5- TOTAL 12 yrs History/
Transunion 718 Equifax 733- Experian 736