@Lightdog555 wrote:
I am still in the rebuilding process and thought perhaps I was ready for a low limit card but after calling for a recon still not quite there. A collection has ballooned from $300 to 6k and I need to dispute the age on it. My score is 601 from the letter I was sent. I am going to garden and fix what I can and hope I can get it in April! Thx to everyone here who has helped me through the process!
Best of luck next time 
try your best with fixing the collection and just remember: perfect payment history on all your other accounts are key! I'm sure by April your score will go up, and with the help of removing that collection, will skyrocket back up