Credit Card Center Advertiser Disclosure

Valued Member
Posts: 34
Registered: ‎08-18-2011
0 Kudos

Chase freedom odds with new Chase mortgage?

I applied for the Chase Freedom card today.... Got the "analyts reviewing your file" response...


I just closed on my house that is financed by them on 11-15 so not sure if they are reviewing if that would be something they would see (since it has not hit my credit report yet) and if that would help my case?


Scores at the time house closed were (lendor pulled) EQ 667, TU 687, EX 701

Also had about a 20 point jump in FAKOs when I got approved for a Walmart card last week as the available credit limit my reports right away and are reporting a zero balance.....So hard to say what change if any happened with my FICOs.


Have one other credit card with a $6 balance so UTI is low.


No collections.... all late payments were prior to 2005. Last 2 years all current credit is 'paid as agreed". No other balances as everything was paid off before buying the house....


However, I have alot of inquires. About 9.... All but 2 were from the mortgage company because it took a few updates/corrections and a few pulls to get my scores high enough to proceed....


So hoping I dont get declinded for too many inquires....Last credit card I applied for declined me for that very reason.

And, worried that when I put how long lived at current address at only at a month...that may be a red flag.


I am going to call to check the status tomorrow... But super impaitent so figured i would post here while i wait.


Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0 Kudos

Re: Chase freedom odds with new Chase mortgage?

You have a pretty good chance I think...I recieved a Chase Freedom as my first prime card, do you also bank with Chase?

Valued Member
Posts: 34
Registered: ‎08-18-2011
0 Kudos

Re: Chase freedom odds with new Chase mortgage?

I do not bank with Chase yet but did plan to switch to them since my mortgage is now with them.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.