Credit Cards

[bodybuilder510]

I have received a denial letter for Chase freedom and tried to recon with no luck. Just few days ago I received a letter requesting me to mail or fax gross annual income for further consideration for application. It's a legit letter as I verified with credit analyst. Im just confused because seems like a no go and now this letter. Has anyone experienced this? I have faxes required documents yesterday... I guess just wait and see. UPDATE!! APPROVED ON RECON. I would like to thank everyone on this board for the wrath of credit knowledge.

[Brian_Trying_700]

I just got turned down too. I'm going to follow your thread.

[Eschaton]

I can't remember where I saw it - but I was researching about the Chase Freedom card when I wanted to apply back in Janurary and I saw a thread on a forum where they did the same thing you did. I want to say it was on this board.. but it could've been another one. I found it by Googling "chase freedom denial." Ultimately he was approved after sending in those documents. 

So maybe they just wanted to verify your income before approving you. Good luck.

[shafter111]

Good luck. I think they want to give it to you or else why go through this trouble? 

[bodybuilder510]

Thanks everyone for positive cooments. Chase is a major bank, anything is possible. I sure hope this approval goes through. I want this card more bad then any other prime card. I want to get rid of some of my sub prime cards and move on up. I will update on outcome.

[ec7]

I did an online application. Got denied basically. called the next day. Got approved. But i didn't get the intro 0% APR, which i thought i was getting. I didn't know of this until i received my card and activated it. So i was a little bummed out. I had this plan to do a transfer balance, but now that's a no go.... 2500 limit. 600-650 fico score.

[LS2982]

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ec7 wrote:
I did an online application. Got denied basically. called the next day. Got approved. But i didn't get the intro 0% APR, which i thought i was getting. I didn't know of this until i received my card and activated it. So i was a little bummed out. I had this plan to do a transfer balance, but now that's a no go.... 2500 limit. 600-650 fico score.

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Congrats!!!

[boomhower]

You've already burned the INQ so you may as well exhaust all recon possibilities.

[LS2982]

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boomhower wrote:

You've already burned the INQ so you may as well exhaust all recon possibilities.

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+1

I tried twice, and no dice!

[bodybuilder510]

I would like to thank everyone on this board, I just been approved for the Chase Freedom card. I had to recon a few times but after faxing required documents and sweet talking a bit. I was put on hold and given my approval. My first prime card!!