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Never dealt with this exact situation but it doesn't surprise me that Chase is handling it this way. It has been made pretty clear since the rollout of the Freedom Unlimited that Chase is trying/hoping people ditch the traditional Freedom for the Unlimited. Honestly, I wouldn't worry about the Signature status - if you want to keep the 5% traditional Freedom it isn't worth giving that up for the Unlimited just to get a Signature. Just my two cents...do as you wish.
Cheers!
Yes, that happened to me when I asked and received a CLI from 4k to 6K. After getting the CLI, I called back and the CSR said I could have a Signature but I would have to PC to FU. Which I did because they would not give my FREEDOM Signature status.
Losing the rotating categories didn't bother me because I have Discover.
@Anonymous wrote:
So my freedom card received an Auto CLI this week and after speaking with CS they informed me I should receive my new visa signature freedom card in the mail this week, did not receive it. I called this morning to follow up and I was informed that if i wanted the visa signature I would need to product change to the Freedom Unlimite. Anyone deal with this before? I am not interested in the freedom Unlimite as I already have a 1.5 percent cash back card and eventually plan on apping for the CSP next spring.
IF your end goal is the CSP than the FU is going to be way better than the Capital one QS or whatever else it is. That FU is 1.5% in Chase UR points which can be transfered to the CSP. You can always app later for the Freedom as well as long as you're below the 5/24 rule.
@Anonymous wrote:
I have two baddies that don't come off until 2019...so yeah discover loves bringing that up for the denial even if my fico scores are hovering around the 690s now across the 3 CB
That score is still borderline for approval anyways and just using that as denial reason is easy for them....
@Anonymous wrote:
I was declined by Discover as well. Got approved on my third try when my files became baddie free. My EQ was at I think 694 when they approved me.
I got approved with a pre-approval from them in the mailer. Gave me a set APR of 18.49% and basically said any income over $10,000 would be an approval if i remember the mailer... I actually still have it somewhere lol.