11-14-2012 05:39 PM
Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500
you can call the recon line and ask them, make sure you have all your financial info straight and a good reason as to why you need more than $500. Worth a shot and congrats!
11-14-2012 07:23 PM
11-14-2012 07:26 PM
With only being approved for $500, I can't see them being keen to raising it any higher. You can try, but it will be another hard pull. If I were you, I would just wait a few months and try later.
11-14-2012 07:27 PM
Do you really need a reason for a CL higher than 500? Serious question. Chase is a good bank known for being strict with CC. They should know you can barely use their product with a $500 limit.
|Chase Freedom $9500|
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
|Lowe's CC $8500|
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
11-14-2012 07:36 PM
Congrats on getting the Freedom
11-14-2012 07:45 PM
Hard pull on CLI ??
11-14-2012 07:46 PM
I think you can get an increase after at lease two payments. They just want to see the account in good standing with a bit of history allbeit short. Hard pull will happen but it might be worth it.
11-14-2012 08:06 PM
I was approved with at $500 limit and called the credit analyst and she told me to apply for a CLI once my Discover card reported b/c I was given $500 only b/c I didn't have any other revolving accounts. So I say wait a few month and then request it.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.