11-14-2012 05:39 PM
Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500
you can call the recon line and ask them, make sure you have all your financial info straight and a good reason as to why you need more than $500. Worth a shot and congrats!
11-14-2012 07:23 PM
11-14-2012 07:26 PM
With only being approved for $500, I can't see them being keen to raising it any higher. You can try, but it will be another hard pull. If I were you, I would just wait a few months and try later.
11-14-2012 07:27 PM
Do you really need a reason for a CL higher than 500? Serious question. Chase is a good bank known for being strict with CC. They should know you can barely use their product with a $500 limit.
Financed car @ 5.49% w/ DCU, Added DCU VIsa, Chase Freedom,
AMEX Gold and BCE, Lowe's
11-14-2012 07:36 PM
Congrats on getting the Freedom
11-14-2012 07:45 PM
Hard pull on CLI ??
11-14-2012 07:46 PM
I think you can get an increase after at lease two payments. They just want to see the account in good standing with a bit of history allbeit short. Hard pull will happen but it might be worth it.
11-14-2012 08:06 PM
I was approved with at $500 limit and called the credit analyst and she told me to apply for a CLI once my Discover card reported b/c I was given $500 only b/c I didn't have any other revolving accounts. So I say wait a few month and then request it.