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Valued Member
Posts: 35
Registered: ‎02-05-2012
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Chase freedom

[ Edited ]

Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500

Thanks

Contributor
Posts: 106
Registered: ‎11-08-2012
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Re: Chase freedom


jf49rs wrote:

Hi is there a way I can call and ask for a cli I just got approved for the chase freedom but with a limit of 500

Thanks


you can call the recon line and ask them, make sure you have all your financial info straight and a good reason as to why you need more than $500. Worth a shot and congrats!

 

Capital One Platinum MasterCard | $2,000 | 05/08
Macy's Store Card | $1,500 | 09/09
Chase Freedom Visa | $3,100 | 11/11
Discover It | $750 | 03/12
American Express BCE | $1,000 | 11/12
Chase SP Visa Signature | $8,000 | 12/12
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: Chase freedom

I got approved for a Chase card on monday, called in same day asked for a higher CL and got it. Definitely possible, but as toiletbowl69er mentioned, have your reason and arguments ready!
Let us know how it goes!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
Posts: 1,970
Registered: ‎01-24-2012
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Re: Chase freedom

With only being approved for $500, I can't see them being keen to raising it any higher. You can try, but it will be another hard pull. If I were you, I would just wait a few months and try later.

Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: Chase freedom

Do you really need a reason for a CL higher than 500? Serious question. Chase is a good bank known for being strict with CC. They should know you can barely use their product with a $500 limit.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
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Contributor
Posts: 322
Registered: ‎10-19-2012
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Re: Chase freedom

Congrats on getting the Freedom

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: Chase freedom

Hard pull on CLI ??

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Established Contributor
Posts: 651
Registered: ‎08-07-2012
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Re: Chase freedom

I think you can get an increase after at lease two payments. They just want to see the account in good standing with a bit of history allbeit short. Hard pull will happen but it might be worth it.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Valued Member
Posts: 35
Registered: ‎02-05-2012
0

Re: Chase freedom

Yes it was a hard pull but I receive the discover more with a credit limit of $5500.00 but hey at least I'm IM prime credit cards  now!!

And thanks for all your info.

Valued Member
Posts: 49
Registered: ‎11-02-2012
0

Re: Chase freedom

I was approved with at $500 limit and called the credit analyst and she told me to apply for a CLI once my Discover card reported b/c I was given $500 only b/c I didn't have any other revolving accounts. So I say wait a few month and then request it.

In my wallet: Discover More $11,300 11/2/12 | Chase Freedom $500 11/8/12

Initial 10/14/12 (Free Score): TU 621 /EQ 621 /EX 618
Current: 1/13/13 (Free Score): TU 708 /EQ 677 /EX 698
Initial EQ FICO: 670 11/2/12
Current EQ FICO: 698 1/13/13

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