@Vanessakort wrote:
I'm speechless. Let me start off by saying my credit history. A year agoi got a car loan w a 28% apr. pretty bad but had to start somewhere. I had really bad credit after a few months got a secured WF card w a 500 limit 3 months later got a walmart store car with a limit of 300 which now is 800. Did a soft pull for a Victoria's Secret card and was approved for 250 pretty small but oh well. 2 months ago got a credit one pre approval and applied for it( I do regret it) but gave me a 550 credit. Yesterday I got a pre approval for chase freedom and after 2 minutes I could not resist and applied. To my surprise I was a accepted right away with a 3500 credit line! This is my first big limit I'm so so happy. I do not think I was getting one like this after just a year of rebuilding my credit. My credit score is about 640. Now that I have the one I really wanted should I close the credit one that has a 99 annual fee? Thank you
I thought the highest a lender could go was 24%.......wow thats crazy!!!
You've made some great progress. Congrats on your Freedom approval! Credit One needs to go. Not worth it! 
CONGRATS on the PRG!!!! Your gonna love It!! I recently upgraded mt Zync to PRG anxiously waiting for it!!
Congrats on leasing your first car! I was approved for an Acura lease last Nov. I love having virtually zero maintenance costs and being able to drive a brand new Acura every three years!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13!