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So if by March if i have not recieved any auto-cli(s) i will manually ask for one. However is the only way of asking for one through SM or talking to a live person? Is there a automated phone system or able to ask online? If i do any of the following how fast will i find out if approved? Last question how much do i ask for? If i ask for too much will they usually counter or the system counters?
Ask for whatever you feel you will need. They will normally counter if it's too much. I'd call to ask, but maybe others can think of an advantage for doing it some other way
If you're under a 5000 limit currently, you may want to pass that mark and see if they'll upgrade you to Visa Signature.
@Skye12329 wrote:Last question how much do i ask for?
Impossible to say. All depends on your credit, income and their criteria.
The way I did it, was 6 months after getting the Freedom, I applied for the Sapphire Preferred. I will transfer the limit and cancel the card before the year is up, but I will cash out the 50,000 points for $400 in gift cards (after spending $3000 in first 3 months), they almost doubled my Freedom ($6000) limit by giving me a $11,900 limit on the CSP. And I get to see what the big deal is about metal cards (not so big a deal after all).
But, thats just me.
PS: I don't travel, thats why I'm using the points for cash.