Reply
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: Chase just CLOSED both of my cards


Pj1369 wrote:
This soo mind boggling - I wonder what formula using or how they are chosing which WaMu accounts to close? I wonder if the long-term strategy is to get rid of all former WaMu cards? Hmm....

 

Nah. Just the ones the lame consultants made them not like.

 

:smileywink:

Valued Contributor
casinoannie97
Posts: 1,986
Registered: ‎08-17-2007
0

Re: Chase just CLOSED both of my cards

interesting.  I don't have balance transfer offer anymore.  I am worried  Thank heaven Cap one is still stable.  Also CCCU.
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Chase just CLOSED both of my cards

I've not had any BT options since Chase took over, my APR went to 29.99% and the cash credit is limited to $700 of my $3500 CL.

 

But they did PC it to Freedom Plus and the account is still open/active.  I use it heavily every month and PIF.  I have almost $200 in cash rewards accumulated....as soon as I hit $200 I'll take it along with the $50 bonus.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Regular Contributor
Cyrion
Posts: 192
Registered: ‎12-06-2008
0

Re: Chase just CLOSED both of my cards


pattycake wrote:

Cyrion wrote:

Noooo! They got me. They finally got to my account and closed it.

 

They closed it yesterday, I found out today when I tried to buy something, and like everyone else has said there was no way to tell it was closed, even when I called the number on the back of the card I had to actually talk to a CSR and say "My card is closed correct?" to know it was in fact closed. For that matter I can still log onto my account and still have $2100 in available credit :smileyvery-happy:

 

Oh some info: I got the card in Nov of 08, never carried a balance, always pif, used it at least a couple times a week, never had a balance over about 16% or so of limit showing, and it still had the original 9.99% apr.

 

When I read all the posts I was thinking it was only for providian cards or people who carried balances or who had interest rate hikes. Looks like it doesn't matter about that stuff.

 

Oh and interesting thing, I did notice my balance transfer option had disappeared when I checked my account online a day or so before they closed it.

Message Edited by Cyrion on 07-22-2009 05:02 PM

 

 

Was it a WaMu account?  


Sorry, yes it was a Wamu account.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}