What does it mean to have a "hidden trade" and what are the pros and cons?
@Aspireto850 wrote:What does it mean to have a "hidden trade" and what are the pros and cons?
Pros: it doesn't show up on your credit report..
Cons: it doesn't show up on your credit report 
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If you have a well established credit file and a good to excellent resulting FICO score, then having a hidden tradeline where you can "hide" large charges which you may need to carry a balance on, and not have it affect your FICO, is typically a good thing. This assumes that one needs to apply for something or other that checks your credit while the balance would be outstanding on an otherwise reported tradeline which would lower your score most likely. The hidden tradeline feature prevents that.
That said, for anyone who's still building, I think hidden tradelines are a mistake. The more you spend through your cards, the more likely you are to ease future approvals for credit cards specifically as the more you spend, the more profitable you are as a customer to potential lenders, and if they can't see the spending on the hidden tradeline, then only Chase gets that benefit. While Chase is absolutely a good lender, there's more than just them and I discourage anyone from betting the farm on a single lender, even Chase which may be the best in the industry currently for credit cards.
