Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 34
Registered: ‎10-11-2013
0

Chase pre-qualified offer

I checked the pre-qualified offers on the Chase website and have an offer for the CSP. I'm wondering if anyone if aware of the accuracy of these offers. Have any if you applied for a Chase card after checking pre-qualified offers and what was the result? Thanks.
Amex BCE 18k I Amex SPG 6k I CSP 8k I Chase Marriott 7k I Discover It 3.5k I Chase Freedom 2.1k

EX: 735 | EQ: 767 | TU: 770

Credit cards are great when you don't need them.
Super Contributor
Posts: 9,477
Registered: ‎06-19-2013
0

Re: Chase pre-qualified offer


blackhawk2 wrote:
I checked the pre-qualified offers on the Chase website and have an offer for the CSP. I'm wondering if anyone if aware of the accuracy of these offers. Have any if you applied for a Chase card after checking pre-qualified offers and what was the result? Thanks.

I think its really hit or miss, i did apply for freedom after getting an pre qual offer was approved, but other cc have got pre qual and got double pulled with less than spectacular terms



EX Fico 784 5/18/16 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 4/26/16 810 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/27/16 800 Fako 808 Creditkarma 5/11/15
Moderator
Posts: 9,515
Registered: ‎09-22-2012
0

Re: Chase pre-qualified offer

Chase pre-qualifier is one of the more accurate pre-qualifiers.  I've personally never had any matches, but was still approved  - YMMV.

Frequent Contributor
Posts: 273
Registered: ‎10-05-2012
0

Re: Chase pre-qualified offer

I currently have 4 chase cards.

 

I checked for the first time the pre-qual site and had offers for Freedom and Slate.

 

Odds in getting a 5th Chase card is ?

 

Thanks

 

J

About 325k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 6k, Hawaii Air 23k, Discover More 50k, Chase SWA 3.5k, WF PLOC 10k, B of A Visa 30k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k
Epic Contributor
Posts: 28,678
Registered: ‎10-23-2007
0

Re: Chase pre-qualified offer


blackhawk2 wrote:
I checked the pre-qualified offers on the Chase website and have an offer for the CSP. I'm wondering if anyone if aware of the accuracy of these offers. Have any if you applied for a Chase card after checking pre-qualified offers and what was the result? Thanks.

the online chase pre-qual I have not seen deny after offering!

Moderator
Posts: 9,515
Registered: ‎09-22-2012
0

Re: Chase pre-qualified offer


Bay_Area_Joe wrote:

I currently have 4 chase cards.

 

I checked for the first time the pre-qual site and had offers for Freedom and Slate.

 

Odds in getting a 5th Chase card is ?

 

Thanks

 

J


When was your last Chase approval?  You have a solid profile, I think at worst you would be approved on recon.

Frequent Contributor
Posts: 273
Registered: ‎10-05-2012
0

Re: Chase pre-qualified offer

last app which resulted in an approval was 3-13-13.  Initial Cl of 8.4, and last month auto CLI of 10k on that card.

About 325k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 6k, Hawaii Air 23k, Discover More 50k, Chase SWA 3.5k, WF PLOC 10k, B of A Visa 30k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k
Epic Contributor
Posts: 28,678
Registered: ‎10-23-2007
0

Re: Chase pre-qualified offer

what chase cards do you have and what are they offering you in pre-approval?

Moderator
Posts: 9,515
Registered: ‎09-22-2012
0

Re: Chase pre-qualified offer


Bay_Area_Joe wrote:

last app which resulted in an approval was 3-13-13.  Initial Cl of 8.4, and last month auto CLI of 10k on that card.


I think you're good, it's been over 6 months.  How's your util?

Frequent Contributor
Posts: 273
Registered: ‎10-05-2012
0

Re: Chase pre-qualified offer

all my chase cards in sig.

 

They offered Freedom and Slate.

 

I am gardening, wondering how long the pre qual offers will be there ?

 

I am waiting for some EX Inq to age and see if any great offers come out to take advantage of.

 

Thanks

 

J

About 325k in Credit Lines
CSP 29.9k, Citi DP 42.5k, Chase Marriott 12k, Chase IHG 6.5k, Sams MC 20k, Amex Hilton Surpass 6k, Hawaii Air 23k, Discover More 50k, Chase SWA 3.5k, WF PLOC 10k, B of A Visa 30k, Wells Plat Visa 8.3k, RC Willey 5k, Pen Fed Visa 43.7k, Pen Fed PLOC 25k, Lowes 25k

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.