Chase prequal under CardMatch but not Chase.com?

[Anonymous]

I am pre-qualified under the CardMatch tool for the CSP, Freedom and CSU, but not under Chase's online pre-qual nor in-branch prequal.

Very interested in applying sometime in the next 6 months. How serious are CardMatch's prequalifications?

[Shadowfactor]

Not accurate at all. It’s based off commission not any real data. It’s basically the same as credit karma’s.

Chase.com pre qualify is accurate though.
Just because you don’t have any offers doesn’t mean you won’t be approved for the card.

If you post some more info on your reports we can give you a better idea.

[Anonymous]

Agree with @Shadowfactor.  CardMatch does a SP and then identifies cards that typically match your profile.  It's not accurate.

[Anonymous]

Thanks guys. Here's my info:

06/16 - $1,250 - CapOne QS

09/16 - $6,500 - Student Loan

01/17 - $9,000 - AMEX BCE

03/17 - $1,900 - DISCOVER It

EX - 737 (2), TU - 742 (3)

AAoA = 1yr 1 mo; Oldest acct.: 18 months

Util = 1%; Income = $45k (student)

No negatives

[Anonymous]

I'd say check the Chase pre-qual site every month https://www.chase.com/prequalified?CELL=6D4Z When you do get a pre-qual there, I'd say your chances are better than not to get approved.