A newbie with a credit report question for the experts...
I recently product changed my old WaMu Mastercard to a new Chase Freedom Visa. They sent the card, but somehow the switch didn't 'stick', and I was reissued a plain Chase Mastercard. I called in to fix this, and now have a second (and final) Freedom Visa.
The problem is that my last three statements have reported three different cards (the original MC, the replacement MC, and the second Visa), and my credit reports show three separate tradelines.
All three cards share the same history, but the two Mastercards (which are obviously no longer in use), still report the balances that showed on their statements. Only the Visa is updated with current information.
Is this damaging me? EQ seems to think I have balances that don't exist. Should I (and how can I) have Chase remove the older cards from my report?