I wanted to change from the Sony Card because it was hard for me to find any thing I ever wanted. So I called one time a couple weeks back and they said I could not change because it was a cobranded card. The person that I spoke with to day was very helpful and offered many card for me to change to. I hope that I picked a good card. I picked The Chase Freedom Plus (I think thats what it was) it has a AF. Is this card any good? Will it have any affect on my credit score?