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Chase pulled both EX and TU?

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enharu
Super Contributor

Chase pulled both EX and TU?

I just received a monitoring alert from my equifax monitoring that Chase pulled my TU report twice today. 

I applied for CSP a week ago and Freedom 2 days ago, and Chase pulled 2 reports from EX on those 2 days which is reflected in my monitoring by creditsesame and creditchecktotal. The TU reports were just pulled today, so I am very confused. 

 

Did this happen to other people whom applied for Chase cards too? 

Not that I care about my TU report, but I am just curious to see if this is normal. This marks my 1st 2 inquiries on TU for the past 6 years on my CR Smiley Very Happy

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 1 of 20
19 REPLIES 19
lg8302ch
Senior Contributor

Re: Chase pulled both EX and TU?

For my Freedom they pulled EX + EQ. So they also pulled 2 reports where Cap1 did all 3 ! Discover also did pull 2 reports for me. This with no baddies and Fico of 780+ at time of application. oh well at least like this I get similar numbers for inq on all reports ..ha ha ha
Message 2 of 20
pakman92
Established Contributor

Re: Chase pulled both EX and TU?


@enharu wrote:

I just received a monitoring alert from my equifax monitoring that Chase pulled my TU report twice today. 

I applied for CSP a week ago and Freedom 2 days ago, and Chase pulled 2 reports from EX on those 2 days which is reflected in my monitoring by creditsesame and creditchecktotal. The TU reports were just pulled today, so I am very confused. 

 

Did this happen to other people whom applied for Chase cards too? 

Not that I care about my TU report, but I am just curious to see if this is normal. This marks my 1st 2 inquiries on TU for the past 6 years on my CR Smiley Very Happy


Chase has always been EX only puller for me.


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 3 of 20
enharu
Super Contributor

Re: Chase pulled both EX and TU?

ah i see. i was just confused and worried for a sec since the inquiries were made only today on TU.

 

this marks my 1st and 2nd inquiry on TU ever! 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 20
lg8302ch
Senior Contributor

Re: Chase pulled both EX and TU?

what is a bit strange that the pull was only today. is it delayed for 3rd party monitoring? do you have CK as from my experience alerts there for TU I received the same day. pulls from Chase also were done the same day on EX and EQ and not days apart.
Message 5 of 20
boomhower
Valued Contributor

Re: Chase pulled both EX and TU?

I think this is quickly evolving to be the new normal.  On top of Chase I've more and more frequent reports of Citi and Amex doing it as well. 

Message 6 of 20
namvet
Established Contributor

Re: Chase pulled both EX and TU?

Chase only pulls EX on me.  Sometimes a lender will pull another bureau if your file is thin. 

Message 7 of 20
colindidit
Established Contributor

Re: Chase pulled both EX and TU?

Now I don't wanna apply lol
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 8 of 20
Pilotdude
Established Contributor

Re: Chase pulled both EX and TU?

Hmmm.  Chase only pulled Exp for me. 

 

Pulls are always YMMV though.


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 9 of 20
maninder89
Established Member

Re: Chase pulled both EX and TU?


@namvet wrote:

Chase only pulls EX on me.  Sometimes a lender will pull another bureau if your file is thin. 


+1 

 

AMEX Pulled all 3 for me as my file was super thin.. 

EX FICO - 770 (Lender pull - AMEX) Feb '13
 photo Wells-Fargo-Cash-Back-Credi_zpsb9d8097b.jpg
Message 10 of 20
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