Re: Chase "Eligible offers"

kroberts67 · ‎01-20-2014

For the first time ever, a pre-approval site has offers (Slate & Freedom) for me! I know its not guaranteed & I'm not planning on apping until next month but its sure nice to see it there. I'm trying to decide the best rewards card(s) for me.

My question is if I app thru the pre-approval site will Chase SP or HP?

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

enharu · ‎01-20-2014

@kroberts67 wrote:
For the first time ever, a pre-approval site has an offer for me! I know its not guaranteed & I'm not planning on apping until next month but its sure nice to see it there. I'm trying to decide the best rewards card(s) for me.

My question is if I app thru the pre-approval site will Chase SP or HP?

HP

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).

kroberts67 · ‎01-20-2014

@enharu wrote:
@kroberts67 wrote:
For the first time ever, a pre-approval site has an offer for me! I know its not guaranteed & I'm not planning on apping until next month but its sure nice to see it there. I'm trying to decide the best rewards card(s) for me.

My question is if I app thru the pre-approval site will Chase SP or HP?
HP

Thank you.

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

shark268 · ‎01-20-2014

I got denied the Freedom in November, checked the site a couple weeks ago, there was a preapproval, applied, was approved for 1k.

4/2013 first credit ever. Eq Fico 749, discover TU fico 777

NFCU NavChek: 15k // NFCU CashRewards 14k // Sportsman's Guide Visa 9k // CSP 7.5k // CU LOC 7.5k // Amex BCE 6k (1987) // Total Rewards 5.5k // BarclayCard Ring 5k // Amex ED 4.5k (1987) // Commerce Bank 4k // Cap1 VentureOne 3k // JCrew Store: $6.45k // WF Visa 3k // Amazon Store 2.5k // Quicksilver MC $1.5k // Discover IT $1250 // Chase Freedom $1k // PenFed LOC $500

kroberts67 · ‎01-20-2014

@shark268 wrote:
I got denied the Freedom in November, checked the site a couple weeks ago, there was a preapproval, applied, was approved for 1k.

Oh congrat on the approval!!

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey

myjourney · ‎01-20-2014

@kroberts67 wrote:
For the first time ever, a pre-approval site has offers (Slate & Freedom) for me! I know its not guaranteed & I'm not planning on apping until next month but its sure nice to see it there. I'm trying to decide the best rewards card(s) for me.

My question is if I app thru the pre-approval site will Chase SP or HP?

Feels nice to be wanted doesn't it

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Chase "Eligible offers"

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Chase "Eligible offers"