06-19-2009 07:21 AM
06-19-2009 07:25 AM
They've asked me if I wanted to do it before, but I declined. I didn't want to take away from my highest CL.
This was about a year ago, before the credit crunch hit real hard, so I'm not sure if they still will. You could try calling and asking to speak to a credit analyst.
06-19-2009 07:31 AM
Thanks Fretless! My biggest concern is that I knew when I applied for the Signature card my CL would not report. Nonetheless, I still like the card. However, my favorite card right now is my Chase Freedom and I almost spend exclusively on this card. I hate having to make several payments a month on the card. So, I was wondering in order to avoid a hard inquiry if I can just took some of my CL from the Signature and put on the Freedom. That way I kill two birds with one stone. I get a CLI without a hard pull. It doesn't effect my highest CL since that doesn't report anyway.
06-19-2009 11:37 AM
06-19-2009 02:39 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO