06-19-2009 07:21 AM
06-19-2009 07:25 AM
They've asked me if I wanted to do it before, but I declined. I didn't want to take away from my highest CL.
This was about a year ago, before the credit crunch hit real hard, so I'm not sure if they still will. You could try calling and asking to speak to a credit analyst.
06-19-2009 07:31 AM
Thanks Fretless! My biggest concern is that I knew when I applied for the Signature card my CL would not report. Nonetheless, I still like the card. However, my favorite card right now is my Chase Freedom and I almost spend exclusively on this card. I hate having to make several payments a month on the card. So, I was wondering in order to avoid a hard inquiry if I can just took some of my CL from the Signature and put on the Freedom. That way I kill two birds with one stone. I get a CLI without a hard pull. It doesn't effect my highest CL since that doesn't report anyway.
06-19-2009 11:37 AM
06-19-2009 02:39 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.