Credit Cards

[Romeoo47]

Hello, I was wondering if Chase would allow you to reallocate some of your CL from one card to another?  In particular I was wondering if I could take part of my CL from my Visa Signature Card and apply it to my Chase Freedom card.  Any thoughts? 

[FretlessMayhem]

They've asked me if I wanted to do it before, but I declined. I didn't want to take away from my highest CL.

This was about a year ago, before the credit crunch hit real hard, so I'm not sure if they still will. You could try calling and asking to speak to a credit analyst. 

[Romeoo47]

Thanks Fretless!  My biggest concern is that I knew when I applied for the Signature card my CL would not report.  Nonetheless, I still like the card.  However, my favorite card right now is my Chase Freedom and I almost spend exclusively on this card.  I hate having to make several payments a month on the card.  So, I was wondering in order to avoid a hard inquiry if I can just took some of my CL from the Signature and put on the Freedom.  That way I kill two birds with one stone.  I get a CLI without a hard pull.  It doesn't effect my highest CL since that doesn't report anyway. 

[credit4me]

They told me they no longer do this.

[rubaty]

I moved 5K from my converted WAMU Providian CC to 2 different Chase cards back in Apr.  Didnt have a problem at all.

[Missallison]

I just did it last night. I upgraded to a Sapphire card. The woman I spoke to ask if I wanted to combine my two chase cc accts into just the one sapphire. i said sure! id rather only have one chase cc anyhow.

[credit4me]

What number did you call?

[Missallison]

 I called the number that was on the Chase Sapphire website under the little upgrade button.