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Chase recon... APPROVED!!!

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bichonmom
Senior Contributor

Re: Chase recon... APPROVED!!!

I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs. Smiley Very Happy

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 11 of 53
Eschaton
Regular Contributor

Re: Chase recon ?

Nevermind my post, congrats on your card!

Capital One Journey (12/2010) $750 | Chase Freedom (03/2012) $3500 | American Express Zync (03/2012) NSPL | Amazon Prime (08/2018) $6000 | Chase Sapphire Preferred (10/2018) $8000 | Bank of America Cash Reward 10/2018 $8000 | Chase Freedom Unlimited 06/2019 $2700

Experian score: 793 (9/2018)
Message 12 of 53
MsLadyRover
Valued Contributor

Re: Chase recon ?



OK, but I had 493 of them... (or something to that affect...)

 

Do you KNOW that you were denied because of inq's?


Hold on...did you say you had 493 inquiries???  Or did I mis-read something?



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 13 of 53
MsLadyRover
Valued Contributor

Re: Chase recon... APPROVED!!!


@bichonmom wrote:

I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs. Smiley Very Happy


CONGRATULATIONS!!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 14 of 53
bichonmom
Senior Contributor

Re: Chase recon ?


@MsLadyRover wrote:


OK, but I had 493 of them... (or something to that affect...)

 

Do you KNOW that you were denied because of inq's?


Hold on...did you say you had 493 inquiries???  Or did I mis-read something?


I'm thinking he's being hyperbolic, but then you never know here, huh? Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 15 of 53
bichonmom
Senior Contributor

Re: Chase recon... APPROVED!!!


@MsLadyRover wrote:

@bichonmom wrote:

I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs. Smiley Very Happy


CONGRATULATIONS!!!


Thanks! It was a nail-biter, that's for sure. Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 16 of 53
FrugalRican
Blogger

Re: Chase recon... APPROVED!!!

So I guess you're getting a nice, free $350, right?

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 17 of 53
MsLadyRover
Valued Contributor

Re: Chase recon... APPROVED!!!


@bichonmom wrote:

@MsLadyRover wrote:

@bichonmom wrote:

I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs. Smiley Very Happy


CONGRATULATIONS!!!


Thanks! It was a nail-biter, that's for sure. Smiley Happy

 


I'm sure it was.  We were cheering for you though!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 18 of 53
bichonmom
Senior Contributor

Re: Chase recon... APPROVED!!!


@FrugalRican wrote:

So I guess you're getting a nice, free $350, right?


I hope so. Actually, I'm not sure because when I re-read the terms, it said it's only for new cardmembers, and I did have an acct back in the 80s. So, I guess I'll just have to wait and see. I did jump on it because of the great offer. But even if I don't get the $350, I'm still really happy to have the card again. I didn't think I could ever get a Chase card again.

 

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 19 of 53
tcbofade
Super Contributor

Re: Chase recon ?


@bichonmom wrote:

@MsLadyRover wrote:


OK, but I had 493 of them... (or something to that affect...)

 

Do you KNOW that you were denied because of inq's?


Hold on...did you say you had 493 inquiries???  Or did I mis-read something?


I'm thinking he's being hyperbolic, but then you never know here, huh? Smiley Happy

 


I was certainly exaggerating...but I've got lots of inquiries...

 

Congrats on the approval!!!!

04/01/24 Fico 8: EX 763, EQ 799, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 20 of 53
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