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I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs.
Nevermind my post, congrats on your card!
OK, but I had 493 of them... (or something to that affect...)
Do you KNOW that you were denied because of inq's?
Hold on...did you say you had 493 inquiries??? Or did I mis-read something?
@bichonmom wrote:I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs.
CONGRATULATIONS!!!
@MsLadyRover wrote:
OK, but I had 493 of them... (or something to that affect...)
Do you KNOW that you were denied because of inq's?
Hold on...did you say you had 493 inquiries??? Or did I mis-read something?
I'm thinking he's being hyperbolic, but then you never know here, huh?
@MsLadyRover wrote:
@bichonmom wrote:I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs.
CONGRATULATIONS!!!
Thanks! It was a nail-biter, that's for sure.
So I guess you're getting a nice, free $350, right?
Follow my financial journey: http://www.frugalrican.com
@bichonmom wrote:
@MsLadyRover wrote:
@bichonmom wrote:I finally decided to just call the backdoor sticky. (Thank goodness for this forum, or else I'd never know about these things!) I spoke w/a nice woman who said that my app was pending. She put me on hold to review it, and came back a few minutes later and I fully expected her to say, "at this time we can't approve you." But she said, I was approved for $3k! Thank goodness! I am SO relieved that I didn't waste an inq. And at least now I'm out of the $2k CLs.
CONGRATULATIONS!!!
Thanks! It was a nail-biter, that's for sure.
I'm sure it was. We were cheering for you though!
@FrugalRican wrote:So I guess you're getting a nice, free $350, right?
I hope so. Actually, I'm not sure because when I re-read the terms, it said it's only for new cardmembers, and I did have an acct back in the 80s. So, I guess I'll just have to wait and see. I did jump on it because of the great offer. But even if I don't get the $350, I'm still really happy to have the card again. I didn't think I could ever get a Chase card again.
@bichonmom wrote:
@MsLadyRover wrote:
OK, but I had 493 of them... (or something to that affect...)
Do you KNOW that you were denied because of inq's?
Hold on...did you say you had 493 inquiries??? Or did I mis-read something?
I'm thinking he's being hyperbolic, but then you never know here, huh?
I was certainly exaggerating...but I've got lots of inquiries...
Congrats on the approval!!!!