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Chase recon ?

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notyou
Valued Member

Chase recon ?

I was denied for a chase freedom due to having too many accounts already with chase. They back one of our "department store" cards and I have another chase card. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? I'd rather have a freedom.

Message 1 of 18
17 REPLIES 17
SwiftTone
Valued Contributor

Re: Chase recon ?


@notyou wrote:

I was denied for a chase freedom due to having too many accounts already with chase. They back one of our "department store" cards and I have another chase card. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? I'd rather have a freedom.


How long have you had the Chase Mastercard for? Why do you want the Freedom? Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark.

 

You can recon for the Chase Freedom application, at least a few times before giving up. If that does not work, you can call them to see if you can do a PC. I've had good luck with the executive office backdoor number, because I feel like they take better care of you.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 2 of 18
notyou
Valued Member

Re: Chase recon ?

Can you PM me that number?

 

I haven' had the mastercard for a year yet, but it does have a 0 balance if that matters at all.

Message 3 of 18
SwiftTone
Valued Contributor

Re: Chase recon ?

Its in the "backdoor thread" stickied on top of the CC forum.

 

They can help you with whatever is reasonable. good luck

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 4 of 18
notyou
Valued Member

Re: Chase recon ?

Thank you. I appreciate it. I just realized the chase MC is not even 6 mo old yet. I doubt they will change it over. bummer, but I will keep it in mind when I hit the year mark!

Message 5 of 18
SwiftTone
Valued Contributor

Re: Chase recon ?

atleast recon your Freedom app. Don't waste an inquiry.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 6 of 18
notyou
Valued Member

Re: Chase recon ?

I will give them a try on monday. Although I'm not even sure they pulled my credit.... I never did get an inquiry alert. I monitor all three reports too. Weird... I'll have to check them again.

Message 7 of 18
notyou
Valued Member

Re: Chase recon ?

I just double checked... I never did get a hard inquiry?

 

That ever happen to anyone before?

Message 8 of 18
SwiftTone
Valued Contributor

Re: Chase recon ?

consider yourself lucky?? haha, I don't know man.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 9 of 18
LS2982
Mega Contributor

Re: Chase recon ?

Thats pretty lucky if you got no HP!



EQ FICO 548 3/3/16
Message 10 of 18
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