@bourgogne wrote:
@red259 wrote:
@bourgogne wrote:very sorry about this, YIM warned me about this a few weeks ago before I moved limits around. I got a csp and ink in 3 days, got the bonus for both on the 4th day and moved $ 20K out the day my pts posted a few days later. the next week I downgraded the csp to the cs and the csr has to borrow $4K to make the downgrade from another card before he could do the downgrade. happened like clockwork, csr could not have been more helpful and nice. I am even getting the ink cash in a few weeks as its up to 50K and there is no hp or at least one that can be seen. so far I am loving chase.
have you done a cct and looked over everything? I would be drilling into full reports to see the sp patterns, something spooked them and i dont think it was with chase. just a gut feeling. you are going to need to find out what happend or it will bug you. congrats on your nice scores btw, that is really great
I'm going to pull my report to make sure nothing falsely reported there. I really think they did this because I do not use that freedom card heavily (therefore they figure well he doesn't need all that credit- then again they didn't touch the 12k on the CS and I never spend more than several hundred dollars on that)., but I have been throwing $120 charges on it for the past two months or so. It does see activity but the CSR now is getting almost all my spend so I can meet the initial spend requirement.
just do a cct, that will give you a nice snapshot for a buck. something is not right, this does not just happen out of the blue, or at least that is my hope.
What is CCT and which bureau does chase normally pull?
;
Also, since I am meeting spend on my CSR I had like an 1.8k balance post on my card and it isn't due for like a month. I don't feel like shelling out all the money right now, but I was thinking about making a partial payment of a few hundred before I call. Does that make it worse like making it look like that I intend to carry the balance vs just waiting until I may a PIF in a few weeks?
Ran my experian report. I had one additional inq than I thought for an amex business card from five months ago. I do not see any recent SPs by chase after the HP for the CSR on 2/1. I have zero negatives. Nothing looks out of order with the report at all.
@kdm31091 wrote:
@bourgogne wrote:
@red259 wrote:
@bourgogne wrote:very sorry about this, YIM warned me about this a few weeks ago before I moved limits around. I got a csp and ink in 3 days, got the bonus for both on the 4th day and moved $ 20K out the day my pts posted a few days later. the next week I downgraded the csp to the cs and the csr has to borrow $4K to make the downgrade from another card before he could do the downgrade. happened like clockwork, csr could not have been more helpful and nice. I am even getting the ink cash in a few weeks as its up to 50K and there is no hp or at least one that can be seen. so far I am loving chase.
have you done a cct and looked over everything? I would be drilling into full reports to see the sp patterns, something spooked them and i dont think it was with chase. just a gut feeling. you are going to need to find out what happend or it will bug you. congrats on your nice scores btw, that is really great
I'm going to pull my report to make sure nothing falsely reported there. I really think they did this because I do not use that freedom card heavily (therefore they figure well he doesn't need all that credit- then again they didn't touch the 12k on the CS and I never spend more than several hundred dollars on that)., but I have been throwing $120 charges on it for the past two months or so. It does see activity but the CSR now is getting almost all my spend so I can meet the initial spend requirement.
just do a cct, that will give you a nice snapshot for a buck. something is not right, this does not just happen out of the blue, or at least that is my hope.
AA never happens out of the blue. We may not always fully understand the reason, but it's not just random. Although it's not the OP's intent, sometimes AA threads can make us more paranoid than we need to be.
OP wasn't using the card much, which is probably part of the issue here, but OP should just call and get the answer from the horse's mouth.
Never had to make a call like this before. Will they actually tell me the reason?