Reply
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Chase slate or freedom?

Freedom over slate bc Freedom earns rewards and just about every recent slate approval ive seen has come with "toy limits". The slate is supposed to be a great BT card but i meant honestly Chase, who wants to BT to a card with a 2k limit or less, which seems to be the CL's they love giving out in that card lately.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Chase slate or freedom?


gettnthere wrote:
Freedom over slate bc Freedom earns rewards and just about every recent slate approval ive seen has come with "toy limits". The slate is supposed to be a great BT card but i meant honestly Chase, who wants to BT to a card with a 2k limit or less, which seems to be the CL's they love giving out in that card lately.

Someone posted the other day that their partner got $9,000 limit. Not a toy limit to most of us but it was his/her's lowest limit.

 

Slate if you want to carry a balance and BT(0% + $0 fee offer). Freedom if you tend to PIF and want rewards.

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Valued Contributor
jamesdwi
Posts: 1,894
Registered: ‎09-16-2011
0

Re: Chase slate or freedom?


maiden_girl wrote:

Slate is mainly a BT card. No rewards. No benefit. I'd go for the Freedom.


+1  

 

only got the slate for BT's  15month free interest


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Chase slate or freedom?

@Swifttone, your right, i completely forgot about that one. Most definitely not a toy limit. But in fairness, that's the largest CL ive seen given out on that card in awhile.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Chase slate or freedom?

I got a $17K limit on it, but that was about 8 years ago.   Now I have no idea why I applied for it! 

 

Later I applied for the Chase British Airways card, and as I hadn't been using Slate, they closed that card and put the CL on the BA card.  (Since I wasn't FICO-aware at that time, I didn't ask about PC, HP etc, and now looking at my credit report it shows as two cards, don't know if there was a HP as this was more than two years ago).  Closed the BA card last month.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Chase slate or freedom?

Freedom hands down

Valued Contributor
maiden_girl
Posts: 2,106
Registered: ‎12-29-2011
0

Re: Chase slate or freedom?


bs6054 wrote:

I got a $17K limit on it, but that was about 8 years ago.   Now I have no idea why I applied for it! 

 

Later I applied for the Chase British Airways card, and as I hadn't been using Slate, they closed that card and put the CL on the BA card.  (Since I wasn't FICO-aware at that time, I didn't ask about PC, HP etc, and now looking at my credit report it shows as two cards, don't know if there was a HP as this was more than two years ago).  Closed the BA card last month.


Dang. You could have PC'd it to a Freedom and gotten some good rewards :/ How long did you have it without any activity before they closed it?

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Chase slate or freedom?

Looks like 6 years or so (I just forgot about it).  They didn't close till I applied for the BA card.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}