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Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Chase slate or freedom?

Freedom over slate bc Freedom earns rewards and just about every recent slate approval ive seen has come with "toy limits". The slate is supposed to be a great BT card but i meant honestly Chase, who wants to BT to a card with a 2k limit or less, which seems to be the CL's they love giving out in that card lately.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Established Contributor
Posts: 1,040
Registered: ‎02-27-2012
0

Re: Chase slate or freedom?


gettnthere wrote:
Freedom over slate bc Freedom earns rewards and just about every recent slate approval ive seen has come with "toy limits". The slate is supposed to be a great BT card but i meant honestly Chase, who wants to BT to a card with a 2k limit or less, which seems to be the CL's they love giving out in that card lately.

Someone posted the other day that their partner got $9,000 limit. Not a toy limit to most of us but it was his/her's lowest limit.

 

Slate if you want to carry a balance and BT(0% + $0 fee offer). Freedom if you tend to PIF and want rewards.

AMEX: $0/$25,000, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$14,000, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712
Valued Contributor
Posts: 2,234
Registered: ‎09-16-2011
0

Re: Chase slate or freedom?


maiden_girl wrote:

Slate is mainly a BT card. No rewards. No benefit. I'd go for the Freedom.


+1  

 

only got the slate for BT's  15month free interest

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Chase slate or freedom?

@Swifttone, your right, i completely forgot about that one. Most definitely not a toy limit. But in fairness, that's the largest CL ive seen given out on that card in awhile.


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Chase slate or freedom?

I got a $17K limit on it, but that was about 8 years ago.   Now I have no idea why I applied for it! 

 

Later I applied for the Chase British Airways card, and as I hadn't been using Slate, they closed that card and put the CL on the BA card.  (Since I wasn't FICO-aware at that time, I didn't ask about PC, HP etc, and now looking at my credit report it shows as two cards, don't know if there was a HP as this was more than two years ago).  Closed the BA card last month.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Chase slate or freedom?

Freedom hands down

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: Chase slate or freedom?


bs6054 wrote:

I got a $17K limit on it, but that was about 8 years ago.   Now I have no idea why I applied for it! 

 

Later I applied for the Chase British Airways card, and as I hadn't been using Slate, they closed that card and put the CL on the BA card.  (Since I wasn't FICO-aware at that time, I didn't ask about PC, HP etc, and now looking at my credit report it shows as two cards, don't know if there was a HP as this was more than two years ago).  Closed the BA card last month.


Dang. You could have PC'd it to a Freedom and gotten some good rewards :/ How long did you have it without any activity before they closed it?

 

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
0

Re: Chase slate or freedom?

Looks like 6 years or so (I just forgot about it).  They didn't close till I applied for the BA card.

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