Chase tortures me, knowing I can't have them:(

[johnpalley]

gotcha thats the most important question to be honest. if you paid them back theres no reason for them not to give you another card

[myjourney]

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@pizza1 wrote:
MJ.... Lmao!!! I AM in the garden, I swear!!! I didn't app for this card, just looked at the app!!! Lol!! I just got Barclays last month remember? I can't scare them off! I'm actually in the garden for 2 yrs. I have enough cards to rebuild with, and I'm just concentrating on growing limits on them. I want all my inquires off all 3 reports, so that's 2 years from now, them I'm applying for discover need to let time heal and do its thing. I'm very lucky that GE and Commenity both let me back in only 4 months after I burned them in BK7, and GE gave me the same cards back that I burned!! Plus, Barclays approved me 6 months post BK7. I'm very fortunate to have the cards I do so soon.

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And NFCU has been good to you as well ....so get to the garden and check in. Lol

Or do I have to send ERT's to be safe don't make me do it you know I will? 

[pizza1]

Hahah MJ.... I am in the garden, I need my inquires to age off, and drop off, and I'm wanting my scores to be at least 680 on all three by end of year. I'm working hard on it and still trying to clean up reports from the BK. and yes... NFCU has been very good to me. I'm very lucky

[Uppingmyscore]

Last week I got approved for $4,000 and my old account is still on my credit report.  The account start with Providian-Washington Mutual-Chase.  I did pay them back so that made the recon process easier; however, some have gotten in without payment.  

Keep focus on your overall credit goal and you'll get there.