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Chase uses their own scoring system?

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CS800
Super Contributor

Re: Chase uses Vantage Scores?


@PetRaccoon wrote:

Maybe you got the best APR they could give you?

 

I know I had to look around for mine, found it on the back of the letter that my card was taped to.


That could be the only reason why i didnt get a score.




Message 11 of 14
Anonymous
Not applicable

Re: Chase uses their own scoring system?


@PetRaccoon wrote:

I thought a big lender like Chase would use a FICO for everything..

 

But I just got my Freedom card and it gave me a 749 on a scale of 100 to 990.

 

According to them its an "Application Score"




Maybe they're using that new scoring system that recently partnered with FICO, discussed here, called Core-Logic. 

Message 12 of 14
Anonymous
Not applicable

Re: Chase uses their own scoring system?

My recent approval letter for AARP card came with FICO TU98. Maybe scoring system varies by which product you apply for.
Message 13 of 14
PetRaccoon
New Contributor

Re: Chase uses their own scoring system?


@Anonymous wrote:
My recent approval letter for AARP card came with FICO TU98. Maybe scoring system varies by which product you apply for.

Thats interesting..

 

Off topic:

 

Chase overnighted me an AU card for my dad. Didn't expect them to sent them next day air.

TU08:: 754 (4/14) EQ: 745 (6/14) 753 (1/13) Ex: 766 (12/11)
Goal: 800! Then Keep it there and keep growing!~
Card(s): HSBC Premier WMC: 5,000 (7/09), Chase Freedom 6,000 (11/11) BCE 3,200 (12/11) Chase Saph: 5,000 (5/12)
Message 14 of 14
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