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Established Contributor
-NewGuy-
Posts: 2,422
Registered: ‎12-18-2013

Chase website theory...possible?

[ Edited ]

In regards to existing customers...

 

Chase's website, below the login, has three boxes where they can show you targeted messages. I know they are at least slightly targeted based on information they have. For example, one of the boxes currently says "Based off your last statement, you have enough (UR) points for a $50 gift card". Which is true for me. However, they also advertise certain credit cards there. I am wondering if they advertise certain credit cards in those spaces based off of a recent SP they did, or some information they have about you. For example, when my credit was totally trashed I didn't really see any. Then, I saw Freedom ads (which I ended up apping for and getting eventually). Now as I am continuing to improve I am seeing the SW premier card advertised there (which I NEVER used to see), but not say a co-branded hotel card, which might have higher UW standards. Just curious about this. I could be totally off, but I'm nosy, so I figured I'd ask.

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Chase website theory...possible?

I noticed this too. I think those are somewhat targeted.....Even when I'm at the ATM, the machine reminds me to use my CSP or Freedom cards lol

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
longtime_lurker
Posts: 496
Registered: ‎10-21-2013

Re: Chase website theory...possible?

Interesting...the SECOND I see a CSP ad, I'm apping... :smileyvery-happy:

 

*shamefully goes and hides* lol

 

Thanks for the interesting thoughts on their targeted ads!

My total CLs:34,800 :smileyhappy: EQ lender pull: 764 TU: 764 :smileyhappy: In the garden since 2/28/14
Regular Contributor
Lin55
Posts: 247
Registered: ‎08-14-2013

Re: Chase website theory...possible?

I guess I don't know where to look at. Is this before I login, or after?

Contributor
w003ptr
Posts: 247
Registered: ‎12-01-2013

Re: Chase website theory...possible?

Only way to find out is go to the website in an incognito tab and see if the offers are the same.
Last App 12/8/13 - BoA Better Balance Rewards

Wallet: Discover IT $4500, Chase Freedom $3k, Citi Forward $3000, AmEx BCE $2k

Sock Drawer: Citi Diamond Preferred $10500, BoA BBR $7500, Citi Platinum Select $2200, AmEx Clear $2k, J.Crew $1850, US Bank Platinum $500

12/2013: TU = 763, EX = 791, EQ = ??
Established Contributor
-NewGuy-
Posts: 2,422
Registered: ‎12-18-2013

Re: Chase website theory...possible?

When I go incognito its different things being advertised
Established Contributor
-NewGuy-
Posts: 2,422
Registered: ‎12-18-2013

Re: Chase website theory...possible?

Lin55, before
Contributor
w003ptr
Posts: 247
Registered: ‎12-01-2013

Re: Chase website theory...possible?

Then I'd venture a guess that they are targeted.
Last App 12/8/13 - BoA Better Balance Rewards

Wallet: Discover IT $4500, Chase Freedom $3k, Citi Forward $3000, AmEx BCE $2k

Sock Drawer: Citi Diamond Preferred $10500, BoA BBR $7500, Citi Platinum Select $2200, AmEx Clear $2k, J.Crew $1850, US Bank Platinum $500

12/2013: TU = 763, EX = 791, EQ = ??
Regular Contributor
Lin55
Posts: 247
Registered: ‎08-14-2013

Re: Chase website theory...possible?

thanks,

 

and darn, i see better "offers" on the incognito tab :smileysad:

Regular Contributor
broseph23
Posts: 150
Registered: ‎09-09-2012

Re: Chase website theory...possible?

They're probably somewhat targeted, but they always have CPC offeres down there when I login and also when I'm in my account. I definitely don't have those financial resources lol. They also have CSP and freedom ads sometimes too, but I already have both. 

Age: 22 | FICO: TU 739, EQ 736, EX 716 | FAKO: TU 751, EX 772 | Garden: 4/14 | Total History: 3yr 11mo | AAoA: 2yr 1mo | Util: 3%
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