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I have the same issue as you have. I also No pre set spending limit account or a flexible spending limit account . Chase "upgraded" my account to a no pre spending limit account I did not ask for the change. I have tried with no sucess to have them change this. A no pre set spending limit account is hybred of a charge card and a credit card. A charge card like some Amex cards is where the balance is due in full each month. You can go over the limit without a fee. But your miniimum payment would be the amount you are over the limit + the minimum monthly payment. Since Chase will not make the change I have stoppped using the card on a regular basis. I will use card once every six months for a very small purchase.
@DI wrote:The only thing you can do is a product change. I had that to happen to me with the BOA Signature card. I PCd to the BOA AMEX and my limit is reporting. Maybe Chase will allow you to PC.
I did the same thing DI did with my BOA Visa Sig card, but I couldn't move the entire limit to the BOA AMEX. Now I have two BOA cards. Unfortunately, the BOA AMEX is being treated like a new card.
@bakalao2k wrote:
I did the same thing DI did with my BOA Visa Sig card, but I couldn't move the entire limit to the BOA AMEX. Now I have two BOA cards. Unfortunately, the BOA AMEX is being treated like a new card.
That's not PC. That's applying a brand new card. You simply apped a new card and since BoA refuses to extend you anymore credit, they transfered a portion of your CL to the new card.
@tsquad131 wrote:visa signature cards and world mastercards are known not to report a limit on credit reports except your high balance.
My USAA WMC reports my 7k limit
@drsmith wrote:
@tsquad131 wrote:visa signature cards and world mastercards are known not to report a limit on credit reports except your high balance.
My USAA WMC reports my 7k limit
very interesting.i wonder why chase doesnt
Most cases, Visa Signature and World MC do not report limits (and that is the correct way to report these cards). Some, like Citi and USAA do report limits because consumers filed complaints for them to do so.
@trumpet-205 wrote:Most cases, Visa Signature and World MC do not report limits (and that is the correct way to report these cards). Some, like Citi and USAA do report limits because consumers filed complaints for them to do so.
seems like all we need to do is file complaints then , correct?
@danisgods wrote:
@trumpet-205 wrote:Most cases, Visa Signature and World MC do not report limits (and that is the correct way to report these cards). Some, like Citi and USAA do report limits because consumers filed complaints for them to do so.
seems like all we need to do is file complaints then , correct?
Good idea!! We all need to work together as a team work!!
@Anonymous wrote:
@danisgods wrote:
@trumpet-205 wrote:Most cases, Visa Signature and World MC do not report limits (and that is the correct way to report these cards). Some, like Citi and USAA do report limits because consumers filed complaints for them to do so.
seems like all we need to do is file complaints then , correct?
Good idea!! We all need to work together as a team work!!
thats exactly what i meant, think about how many members we have just here that could file a complaint .... i think we should really do that.